Lender in Michigan · HMDA 2025
Old National Bank mortgages in Michigan
Old National Bank's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
Old National Bank originated 691 owner-occupied single-family loans in Michigan from 730 completed applications.
Its median conventional purchase loan costs were $3,560 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.50% (Michigan: 6.625%).
Loans in MI
691
of 730 applications
Denial rate
3.6%
Purchase · MI 7.8%
Rate spread
−0.04 pts
Conv. · MI +0.23 pts
Loan amount
$265,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 630 | 607 | 3.6% | 6.500% | −0.04 pts | $3,560 | $265,000 |
| Refinance | 73 | 62 | 15.1% | 6.375% | −0.07 pts | $3,040 | $285,000 |
| Cash-out refinance | 27 | 22 | 18.5% | — | +0.23 pts | $3,120 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where Old National Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kent County | 5 | 287 | 3.1% |
| Lenawee County | 5 | 57 | 4.4% |
| Washtenaw County | 10 | 108 | 2.6% |
| Ottawa County | 11 | 76 | 1.9% |
| Allegan County | 17 | 23 | 1.4% |
| Hillsdale County | 18 | 5 | 1.0% |
| Cass County | 20 | 7 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology