Lender in Illinois · HMDA 2025
Old National Bank mortgages in Illinois
Old National Bank's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Old National Bank originated 827 owner-occupied single-family loans in Illinois from 1,031 completed applications.
Its median conventional purchase loan costs were $5,770 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.375% (Illinois: 6.625%).
Loans in IL
827
of 1,031 applications
Denial rate
16.1%
Purchase · IL 9.2%
Rate spread
+0.06 pts
Conv. · IL +0.27 pts
Loan amount
$235,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 862 | 711 | 16.1% | 6.375% | +0.06 pts | $5,770 | $235,000 |
| Refinance | 102 | 69 | 30.4% | 6.375% | +0.04 pts | $2,330 | $295,000 |
| Cash-out refinance | 67 | 47 | 29.8% | 6.875% | +0.33 pts | $2,920 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Old National Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hardin County | 2 | 1 | 8.3% |
| Gallatin County | 10 | 1 | 3.3% |
| Grundy County | 12 | 15 | 1.9% |
| Massac County | 12 | 2 | 1.4% |
| Wabash County | 16 | 1 | 1.3% |
| DeKalb County | 17 | 23 | 1.6% |
| LaSalle County | 17 | 17 | 1.3% |
| Vermilion County | 17 | 10 | 1.4% |
| Knox County | 17 | 6 | 1.2% |
| Lake County | 22 | 97 | 1.1% |
| Marshall County | 23 | 2 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology