Lender in Kentucky · HMDA 2025
Provident Funding Associates, L.P. mortgages in Kentucky
Provident Funding Associates, L.P.'s 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
Provident Funding Associates, L.P. originated 312 owner-occupied single-family loans in Kentucky from 342 completed applications.
Its median conventional purchase loan costs were $3,930 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.375% (Kentucky: 6.625%).
Loans in KY
312
of 342 applications
Denial rate
4.7%
Purchase · KY 8.2%
Rate spread
−0.05 pts
Conv. · KY +0.21 pts
Loan amount
$345,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 253 | 236 | 4.7% | 6.375% | −0.05 pts | $3,930 | $345,000 |
| Refinance | 75 | 67 | 9.3% | 6.125% | −0.13 pts | $3,310 | $335,000 |
| Cash-out refinance | 14 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where Provident Funding Associates, L.P. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Spencer County | 14 | 5 | 1.4% |
| Oldham County | 16 | 20 | 1.7% |
| Fayette County | 17 | 60 | 1.7% |
| Jefferson County | 19 | 155 | 1.4% |
| Lewis County | 23 | 1 | 0.9% |
- Provident Funding Associates, L.P. nationwide
- Kentucky mortgage market
- Provident Funding Associates, L.P. in Texas
- Provident Funding Associates, L.P. in California
- Provident Funding Associates, L.P. in Pennsylvania
- Provident Funding Associates, L.P. in Colorado
- Provident Funding Associates, L.P. in Utah
- Provident Funding Associates, L.P. in North Carolina
- Provident Funding Associates, L.P. in Florida
- Provident Funding Associates, L.P. in Georgia
- Provident Funding Associates, L.P. in Washington
- Provident Funding Associates, L.P. in Arizona
- Provident Funding Associates, L.P. in Oregon
- Provident Funding Associates, L.P. in New Jersey
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology