Roundpoint Mortgage Servicing LLC: 2025 mortgage rates, costs & approvals
How Roundpoint Mortgage Servicing LLC priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: ROUNDPOINT MORTGAGE SERVICING LLC · LEI 5493000IIYWBLONJVJ30
In 2025, Roundpoint Mortgage Servicing LLC originated 606 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 45 states — 653rd by volume among the 2,017 lenders profiled here.
On conventional 30-year fixed purchase loans its median rate was 6.49% (all lenders: 6.625%); its median rate spread was 28 basis points below the national median. Median conventional loan costs were $3,860, 31% lower than the national median ($5,570).
It denied 11.6% of completed home-purchase applications (all lenders: 8.5%).
How Roundpoint Mortgage Servicing LLC priced home-purchase loans
| Purchase loans, 2025 | Roundpoint Mortgage Servicing LLC | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | 6.490% | 6.625% |
| 30-year fixed rate · FHA | — | 6.250% |
| 30-year fixed rate · VA | — | 6.125% |
| 15-year fixed rate · conventional | — | 5.875% |
| Rate spread vs. APOR · conventional | −0.15 pts | +0.13 pts |
| Total loan costs · conventional | $3,860 | $5,570 |
| Total loan costs · FHA | — | $11,310 |
| Total loan costs · VA | — | $6,490 |
| Origination charges (all types) | $900 | $1,860 |
| Borrowers paying discount points | 34.5% | 51.3% |
| Points paid, when paid (% of loan) | 0.66% | 0.87% |
| Borrowers receiving lender credits | 16.8% | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Why Roundpoint Mortgage Servicing LLC denied purchase applications
First reason the lender reported for each denied home-purchase application.
Where Roundpoint Mortgage Servicing LLC lends
| State | Loans | Applications | Purchase denial rate | 30-yr rate* | Loan costs* |
|---|---|---|---|---|---|
| Texas | 77 | 99 | 27.3% | — | — |
| California | 50 | 66 | — | — | — |
| Florida | 41 | 48 | 5.0% | — | — |
| North Carolina | 38 | 40 | — | — | — |
| New York | 29 | 39 | — | — | — |
| South Carolina | 28 | 30 | — | — | — |
| Michigan | 27 | 27 | — | — | — |
| Georgia | 24 | 32 | — | — | — |
| New Jersey | 21 | 31 | — | — | — |
| Washington | 20 | 25 | — | — | — |
| Illinois | 18 | 23 | — | — | — |
| Arizona | 18 | 22 | — | — | — |
| Tennessee | 16 | 21 | — | — | — |
| Virginia | 15 | 21 | — | — | — |
| Maryland | 13 | 15 | — | — | — |
| Missouri | 13 | 15 | — | — | — |
| Pennsylvania | 12 | 20 | — | — | — |
| Wisconsin | 10 | 15 | — | — | — |
| Colorado | 10 | 14 | — | — | — |
| Indiana | 10 | 13 | — | — | — |
| Arkansas | 10 | 10 | — | — | — |
| Minnesota | 9 | 11 | — | — | — |
| Utah | 9 | 11 | — | — | — |
| Kansas | 9 | 9 | — | — | — |
| Oregon | 9 | 9 | — | — | — |
| Ohio | 8 | 12 | — | — | — |
| Nevada | 8 | 11 | — | — | — |
| Alabama | 7 | 9 | — | — | — |
| Louisiana | 6 | 13 | — | — | — |
| Connecticut | 6 | 10 | — | — | — |
| Kentucky | 4 | 6 | — | — | — |
| New Mexico | 4 | 6 | — | — | — |
| Maine | 4 | 5 | — | — | — |
| Oklahoma | 4 | 5 | — | — | — |
| Mississippi | 3 | 3 | — | — | — |
| New Hampshire | 3 | 3 | — | — | — |
| Wyoming | 3 | 3 | — | — | — |
| Delaware | 2 | 3 | — | — | — |
| North Dakota | 2 | 2 | — | — | — |
| Rhode Island | 2 | 2 | — | — | — |
| Idaho | 1 | 2 | — | — | — |
| South Dakota | 1 | 2 | — | — | — |
| Alaska | 1 | 1 | — | — | — |
| Nebraska | 1 | 1 | — | — | — |
| Iowa | 0 | 1 | — | — | — |
*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Roundpoint Mortgage Servicing LLC's page for that state.
Counties where Roundpoint Mortgage Servicing LLC is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sherman County, TX | 3 | 2 | 6.7% |
| Chase County, NE | 7 | 1 | 2.9% |
| Pickett County, TN | 9 | 1 | 2.4% |
| Ransom County, ND | 11 | 1 | 2.0% |
| Willacy County, TX | 12 | 1 | 1.7% |
| Searcy County, AR | 18 | 1 | 1.4% |
| Van Buren County, TN | 18 | 1 | 1.2% |
| Nemaha County, KS | 14 | 1 | 0.9% |
| Sublette County, WY | 20 | 1 | 0.6% |
Check Roundpoint Mortgage Servicing LLC yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 5493000IIYWBLONJVJ30.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from Roundpoint Mortgage Servicing LLC with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology