Lender in Arizona · HMDA 2025
Sierra Pacific Mortgage Company, Inc. mortgages in Arizona
Sierra Pacific Mortgage Company, Inc.'s 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
Sierra Pacific Mortgage Company, Inc. originated 225 owner-occupied single-family loans in Arizona from 247 completed applications.
Its median conventional purchase loan costs were $6,390 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.875% (Arizona: 6.50%).
Loans in AZ
225
of 247 applications
Denial rate
7.5%
Purchase · AZ 8.2%
Rate spread
+0.25 pts
Conv. · AZ +0.11 pts
Loan amount
$365,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 201 | 186 | 7.5% | 6.875% | +0.25 pts | $6,390 | $365,000 |
| Refinance | 27 | 24 | 7.4% | 6.750% | +0.20 pts | $4,800 | $415,000 |
| Cash-out refinance | 19 | 15 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where Sierra Pacific Mortgage Company, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Graham County | 3 | 37 | 7.7% |
| Greenlee County | 5 | 2 | 6.7% |
- Sierra Pacific Mortgage Company, Inc. nationwide
- Arizona mortgage market
- Sierra Pacific Mortgage Company, Inc. in California
- Sierra Pacific Mortgage Company, Inc. in Texas
- Sierra Pacific Mortgage Company, Inc. in Oregon
- Sierra Pacific Mortgage Company, Inc. in Kansas
- Sierra Pacific Mortgage Company, Inc. in Florida
- Sierra Pacific Mortgage Company, Inc. in Colorado
- Sierra Pacific Mortgage Company, Inc. in Tennessee
- Sierra Pacific Mortgage Company, Inc. in Massachusetts
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology