Lender in Florida · HMDA 2025
Sierra Pacific Mortgage Company, Inc. mortgages in Florida
Sierra Pacific Mortgage Company, Inc.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Sierra Pacific Mortgage Company, Inc. originated 244 owner-occupied single-family loans in Florida from 298 completed applications.
Its median conventional purchase loan costs were $6,600 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.875% (Florida: 6.625%).
Loans in FL
244
of 298 applications
Denial rate
16.4%
Purchase · FL 12.8%
Rate spread
+0.40 pts
Conv. · FL +0.14 pts
Loan amount
$295,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 263 | 219 | 16.4% | 6.875% | +0.40 pts | $6,600 | $295,000 |
| Refinance | 12 | 8 | — | — | — | — | — |
| Cash-out refinance | 23 | 17 | 26.1% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Sierra Pacific Mortgage Company, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Putnam County | 16 | 7 | 1.2% |
| Taylor County | 17 | 1 | 0.9% |
- Sierra Pacific Mortgage Company, Inc. nationwide
- Florida mortgage market
- Sierra Pacific Mortgage Company, Inc. in California
- Sierra Pacific Mortgage Company, Inc. in Texas
- Sierra Pacific Mortgage Company, Inc. in Oregon
- Sierra Pacific Mortgage Company, Inc. in Kansas
- Sierra Pacific Mortgage Company, Inc. in Colorado
- Sierra Pacific Mortgage Company, Inc. in Arizona
- Sierra Pacific Mortgage Company, Inc. in Tennessee
- Sierra Pacific Mortgage Company, Inc. in Massachusetts
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology