Lender in Texas · HMDA 2025
Sierra Pacific Mortgage Company, Inc. mortgages in Texas
Sierra Pacific Mortgage Company, Inc.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Sierra Pacific Mortgage Company, Inc. originated 507 owner-occupied single-family loans in Texas from 552 completed applications.
Its median conventional purchase loan costs were $9,160 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
507
of 552 applications
Denial rate
4.4%
Purchase · TX 10.2%
Rate spread
+0.16 pts
Conv. · TX +0.09 pts
Loan amount
$315,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 459 | 431 | 4.4% | 6.625% | +0.16 pts | $9,160 | $315,000 |
| Refinance | 45 | 36 | 8.9% | 6.625% | +0.12 pts | $8,150 | $355,000 |
| Cash-out refinance | 48 | 40 | 10.4% | 6.990% | +0.52 pts | $8,640 | $315,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Sierra Pacific Mortgage Company, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mason County | 4 | 1 | 4.3% |
| San Saba County | 5 | 1 | 4.0% |
| Carson County | 14 | 1 | 1.3% |
| Fannin County | 19 | 5 | 1.0% |
- Sierra Pacific Mortgage Company, Inc. nationwide
- Texas mortgage market
- Sierra Pacific Mortgage Company, Inc. in California
- Sierra Pacific Mortgage Company, Inc. in Oregon
- Sierra Pacific Mortgage Company, Inc. in Kansas
- Sierra Pacific Mortgage Company, Inc. in Florida
- Sierra Pacific Mortgage Company, Inc. in Colorado
- Sierra Pacific Mortgage Company, Inc. in Arizona
- Sierra Pacific Mortgage Company, Inc. in Tennessee
- Sierra Pacific Mortgage Company, Inc. in Massachusetts
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology