Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Kansas · HMDA 2025

Sierra Pacific Mortgage Company, Inc. mortgages in Kansas

Sierra Pacific Mortgage Company, Inc.'s 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.

Sierra Pacific Mortgage Company, Inc. originated 338 owner-occupied single-family loans in Kansas from 365 completed applications, making it the state's #25 lender by volume.

Its median conventional purchase loan costs were $4,780 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.625% (Kansas: 6.625%).

Loans in KS
338
of 365 applications
Denial rate
6.3%
Purchase · KS 6.6%
Rate spread
+0.29 pts
Conv. · KS +0.18 pts
Loan amount
$205,000
Purchase · KS $255,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase3363156.3%6.625%+0.29 pts$4,780$205,000
Refinance1211—————
Cash-out refinance1712—————

*Conventional loans only; medians with at least 20 loans.

Kansas counties where Sierra Pacific Mortgage Company, Inc. ranks in the top 25

CountyRankLoansMarket share
Butler County5413.7%
Cowley County6123.8%
Stafford County614.5%
Sedgwick County102413.3%
Rice County1411.3%
Marion County1521.7%
Harvey County1951.1%
Sumner County2051.7%
Barton County2020.9%
Kingman County2111.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology