Lender in Georgia · HMDA 2025
SWBC Mortgage Corporation mortgages in Georgia
SWBC Mortgage Corporation's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
SWBC Mortgage Corporation originated 501 owner-occupied single-family loans in Georgia from 562 completed applications.
Its median conventional purchase loan costs were $2,550 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
501
of 562 applications
Denial rate
4.7%
Purchase · GA 9.9%
Rate spread
+0.11 pts
Conv. · GA +0.13 pts
Loan amount
$305,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 464 | 420 | 4.7% | 6.625% | +0.11 pts | $2,550 | $305,000 |
| Refinance | 58 | 46 | 15.5% | 6.375% | +0.16 pts | $6,370 | $325,000 |
| Cash-out refinance | 40 | 35 | 7.5% | 6.625% | +0.41 pts | $5,360 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where SWBC Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bartow County | 4 | 116 | 5.5% |
| Union County | 5 | 16 | 3.8% |
| Gordon County | 6 | 31 | 3.5% |
| Polk County | 8 | 14 | 2.5% |
| Seminole County | 17 | 1 | 1.3% |
| Towns County | 18 | 3 | 1.6% |
| Floyd County | 21 | 15 | 1.2% |
| Chatham County | 22 | 46 | 1.0% |
| Fannin County | 23 | 3 | 0.9% |
- SWBC Mortgage Corporation nationwide
- Georgia mortgage market
- SWBC Mortgage Corporation in Texas
- SWBC Mortgage Corporation in Tennessee
- SWBC Mortgage Corporation in Colorado
- SWBC Mortgage Corporation in Minnesota
- SWBC Mortgage Corporation in Virginia
- SWBC Mortgage Corporation in Maryland
- SWBC Mortgage Corporation in Arkansas
- SWBC Mortgage Corporation in Florida
- SWBC Mortgage Corporation in Pennsylvania
- SWBC Mortgage Corporation in Oklahoma
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology