Lender in Pennsylvania · HMDA 2025
SWBC Mortgage Corporation mortgages in Pennsylvania
SWBC Mortgage Corporation's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
SWBC Mortgage Corporation originated 240 owner-occupied single-family loans in Pennsylvania from 282 completed applications.
Its median conventional purchase loan costs were $4,860 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
240
of 282 applications
Denial rate
8.5%
Purchase · PA 6.7%
Rate spread
+0.32 pts
Conv. · PA +0.17 pts
Loan amount
$215,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 259 | 221 | 8.5% | 6.625% | +0.32 pts | $4,860 | $215,000 |
| Refinance | 16 | 12 | — | — | — | — | — |
| Cash-out refinance | 7 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where SWBC Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wyoming County | 7 | 9 | 4.3% |
| Susquehanna County | 9 | 10 | 2.9% |
| Luzerne County | 11 | 67 | 2.1% |
| Tioga County | 15 | 4 | 1.2% |
| Lackawanna County | 17 | 26 | 1.3% |
| Union County | 19 | 4 | 1.3% |
| Potter County | 22 | 1 | 0.8% |
| Greene County | 24 | 2 | 0.8% |
- SWBC Mortgage Corporation nationwide
- Pennsylvania mortgage market
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- SWBC Mortgage Corporation in Tennessee
- SWBC Mortgage Corporation in Georgia
- SWBC Mortgage Corporation in Colorado
- SWBC Mortgage Corporation in Minnesota
- SWBC Mortgage Corporation in Virginia
- SWBC Mortgage Corporation in Maryland
- SWBC Mortgage Corporation in Arkansas
- SWBC Mortgage Corporation in Florida
- SWBC Mortgage Corporation in Oklahoma
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology