Lender in Virginia · HMDA 2025
SWBC Mortgage Corporation mortgages in Virginia
SWBC Mortgage Corporation's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
SWBC Mortgage Corporation originated 391 owner-occupied single-family loans in Virginia from 422 completed applications.
Its median conventional purchase loan costs were $4,070 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.625% (Virginia: 6.625%).
Loans in VA
391
of 422 applications
Denial rate
3.3%
Purchase · VA 6.9%
Rate spread
+0.23 pts
Conv. · VA +0.10 pts
Loan amount
$305,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 367 | 344 | 3.3% | 6.625% | +0.23 pts | $4,070 | $305,000 |
| Refinance | 33 | 29 | 6.1% | — | +0.22 pts | $5,970 | $405,000 |
| Cash-out refinance | 22 | 18 | 4.5% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where SWBC Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Franklin County | 7 | 19 | 2.9% |
| Accomack County | 7 | 11 | 3.6% |
| Botetourt County | 8 | 17 | 3.3% |
| Roanoke County | 9 | 34 | 2.2% |
| Bedford County | 9 | 23 | 1.9% |
| Craig County | 9 | 2 | 2.7% |
| Lynchburg city | 11 | 22 | 2.3% |
| Appomattox County | 12 | 4 | 1.7% |
| Alleghany County | 12 | 2 | 1.3% |
| Roanoke city | 13 | 24 | 1.9% |
| Salem city | 13 | 6 | 1.8% |
| Henry County | 15 | 5 | 1.2% |
| Colonial Heights city | 18 | 4 | 1.4% |
| Campbell County | 21 | 9 | 1.2% |
| Cumberland County | 25 | 2 | 1.3% |
- SWBC Mortgage Corporation nationwide
- Virginia mortgage market
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- SWBC Mortgage Corporation in Tennessee
- SWBC Mortgage Corporation in Georgia
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- SWBC Mortgage Corporation in Maryland
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- SWBC Mortgage Corporation in Florida
- SWBC Mortgage Corporation in Pennsylvania
- SWBC Mortgage Corporation in Oklahoma
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology