Lender in Maryland · HMDA 2025
SWBC Mortgage Corporation mortgages in Maryland
SWBC Mortgage Corporation's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
SWBC Mortgage Corporation originated 371 owner-occupied single-family loans in Maryland from 417 completed applications.
Its median conventional purchase loan costs were $5,070 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.625% (Maryland: 6.625%).
Loans in MD
371
of 417 applications
Denial rate
3.7%
Purchase · MD 8.6%
Rate spread
+0.24 pts
Conv. · MD +0.14 pts
Loan amount
$435,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 322 | 292 | 3.7% | 6.625% | +0.24 pts | $5,070 | $435,000 |
| Refinance | 74 | 58 | 5.4% | 6.500% | +0.04 pts | $4,390 | $455,000 |
| Cash-out refinance | 21 | 21 | 0.0% | — | — | — | $405,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where SWBC Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Carroll County | 15 | 39 | 1.6% |
| Frederick County | 24 | 48 | 1.0% |
| Worcester County | 25 | 8 | 1.0% |
- SWBC Mortgage Corporation nationwide
- Maryland mortgage market
- SWBC Mortgage Corporation in Texas
- SWBC Mortgage Corporation in Tennessee
- SWBC Mortgage Corporation in Georgia
- SWBC Mortgage Corporation in Colorado
- SWBC Mortgage Corporation in Minnesota
- SWBC Mortgage Corporation in Virginia
- SWBC Mortgage Corporation in Arkansas
- SWBC Mortgage Corporation in Florida
- SWBC Mortgage Corporation in Pennsylvania
- SWBC Mortgage Corporation in Oklahoma
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology