Lender in California · HMDA 2025
The Federal Savings Bank mortgages in California
The Federal Savings Bank's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
The Federal Savings Bank originated 214 owner-occupied single-family loans in California from 321 completed applications.
Loans in CA
214
of 321 applications
Denial rate
13.8%
Purchase · CA 8.9%
Rate spread
—
Conv. · CA +0.09 pts
Loan amount
$435,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 29 | 25 | 13.8% | — | — | — | $435,000 |
| Refinance | 41 | 25 | 34.2% | — | — | — | $535,000 |
| Cash-out refinance | 251 | 164 | 31.5% | — | — | — | $505,000 |
*Conventional loans only; medians with at least 20 loans.
- The Federal Savings Bank nationwide
- California mortgage market
- The Federal Savings Bank in Illinois
- The Federal Savings Bank in New York
- The Federal Savings Bank in New Jersey
- The Federal Savings Bank in Virginia
- The Federal Savings Bank in North Carolina
- The Federal Savings Bank in Pennsylvania
- The Federal Savings Bank in Florida
- The Federal Savings Bank in Georgia
- The Federal Savings Bank in Ohio
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology