Lender in Georgia · HMDA 2025
The Federal Savings Bank mortgages in Georgia
The Federal Savings Bank's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
The Federal Savings Bank originated 311 owner-occupied single-family loans in Georgia from 442 completed applications.
Its median conventional purchase loan costs were $6,280 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.875% (Georgia: 6.624%).
Loans in GA
311
of 442 applications
Denial rate
14.1%
Purchase · GA 9.9%
Rate spread
+0.28 pts
Conv. · GA +0.13 pts
Loan amount
$355,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 71 | 60 | 14.1% | 6.875% | +0.28 pts | $6,280 | $355,000 |
| Refinance | 46 | 32 | 28.3% | — | — | — | $345,000 |
| Cash-out refinance | 325 | 219 | 29.2% | — | — | — | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where The Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Quitman County | 4 | 1 | 10.0% |
| Clinch County | 5 | 1 | 3.1% |
| Emanuel County | 10 | 2 | 2.3% |
| Toombs County | 11 | 3 | 2.3% |
| Wheeler County | 11 | 1 | 4.3% |
| Montgomery County | 14 | 1 | 2.1% |
| Putnam County | 15 | 4 | 1.3% |
| Johnson County | 15 | 1 | 1.9% |
| Worth County | 16 | 2 | 1.7% |
| Brooks County | 17 | 2 | 1.6% |
| Union County | 18 | 4 | 0.9% |
| Fannin County | 22 | 3 | 0.9% |
| Charlton County | 22 | 1 | 1.4% |
| Dade County | 24 | 2 | 0.9% |
- The Federal Savings Bank nationwide
- Georgia mortgage market
- The Federal Savings Bank in Illinois
- The Federal Savings Bank in New York
- The Federal Savings Bank in New Jersey
- The Federal Savings Bank in Virginia
- The Federal Savings Bank in North Carolina
- The Federal Savings Bank in Pennsylvania
- The Federal Savings Bank in Florida
- The Federal Savings Bank in Ohio
- The Federal Savings Bank in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology