Lender in Ohio · HMDA 2025
The Federal Savings Bank mortgages in Ohio
The Federal Savings Bank's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
The Federal Savings Bank originated 311 owner-occupied single-family loans in Ohio from 389 completed applications.
Its median conventional purchase loan costs were $4,860 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.75% (Ohio: 6.625%).
Loans in OH
311
of 389 applications
Denial rate
5.7%
Purchase · OH 7.1%
Rate spread
+0.52 pts
Conv. · OH +0.22 pts
Loan amount
$195,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 157 | 148 | 5.7% | 6.750% | +0.52 pts | $4,860 | $195,000 |
| Refinance | 31 | 18 | 38.7% | — | — | — | — |
| Cash-out refinance | 201 | 145 | 25.4% | — | — | — | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where The Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Auglaize County | 5 | 21 | 4.0% |
| Allen County | 6 | 63 | 5.2% |
| Van Wert County | 15 | 7 | 2.0% |
| Shelby County | 19 | 6 | 1.3% |
| Monroe County | 23 | 1 | 0.9% |
| Lawrence County | 25 | 4 | 0.8% |
- The Federal Savings Bank nationwide
- Ohio mortgage market
- The Federal Savings Bank in Illinois
- The Federal Savings Bank in New York
- The Federal Savings Bank in New Jersey
- The Federal Savings Bank in Virginia
- The Federal Savings Bank in North Carolina
- The Federal Savings Bank in Pennsylvania
- The Federal Savings Bank in Florida
- The Federal Savings Bank in Georgia
- The Federal Savings Bank in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology