Lender in New Jersey · HMDA 2025
The Federal Savings Bank mortgages in New Jersey
The Federal Savings Bank's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
The Federal Savings Bank originated 458 owner-occupied single-family loans in New Jersey from 520 completed applications.
Its median conventional purchase loan costs were $6,590 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.625% (New Jersey: 6.625%).
Loans in NJ
458
of 520 applications
Denial rate
6.2%
Purchase · NJ 8.4%
Rate spread
+0.24 pts
Conv. · NJ +0.12 pts
Loan amount
$445,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 355 | 331 | 6.2% | 6.625% | +0.24 pts | $6,590 | $445,000 |
| Refinance | 25 | 18 | 28.0% | — | — | — | — |
| Cash-out refinance | 140 | 109 | 22.1% | 6.875% | +0.43 pts | $8,020 | $405,000 |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where The Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Monmouth County | 14 | 109 | 1.4% |
| Ocean County | 17 | 102 | 1.2% |
- The Federal Savings Bank nationwide
- New Jersey mortgage market
- The Federal Savings Bank in Illinois
- The Federal Savings Bank in New York
- The Federal Savings Bank in Virginia
- The Federal Savings Bank in North Carolina
- The Federal Savings Bank in Pennsylvania
- The Federal Savings Bank in Florida
- The Federal Savings Bank in Georgia
- The Federal Savings Bank in Ohio
- The Federal Savings Bank in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology