Lender in Illinois · HMDA 2025
The Huntington National Bank mortgages in Illinois
The Huntington National Bank's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
The Huntington National Bank originated 1,713 owner-occupied single-family loans in Illinois from 2,029 completed applications, making it the state's #16 lender by volume.
Its median conventional purchase loan costs were $6,630 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.50% (Illinois: 6.625%).
Loans in IL
1,713
of 2,029 applications
Denial rate
11.7%
Purchase · IL 9.2%
Rate spread
+0.15 pts
Conv. · IL +0.27 pts
Loan amount
$315,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,605 | 1,396 | 11.7% | 6.500% | +0.15 pts | $6,630 | $315,000 |
| Refinance | 295 | 244 | 15.6% | 6.500% | −0.00 pts | $3,080 | $415,000 |
| Cash-out refinance | 129 | 73 | 38.0% | 7.000% | +0.44 pts | $3,010 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where The Huntington National Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cook County | 10 | 1,121 | 2.2% |
| Richland County | 10 | 1 | 1.6% |
| DuPage County | 16 | 168 | 1.5% |
| Lake County | 18 | 113 | 1.2% |
| Jefferson County | 20 | 2 | 0.8% |
| Will County | 21 | 116 | 1.1% |
| Edgar County | 24 | 1 | 0.7% |
- The Huntington National Bank nationwide
- Illinois mortgage market
- The Huntington National Bank in Ohio
- The Huntington National Bank in Michigan
- The Huntington National Bank in Indiana
- The Huntington National Bank in Minnesota
- The Huntington National Bank in Pennsylvania
- The Huntington National Bank in West Virginia
- The Huntington National Bank in Kentucky
- The Huntington National Bank in Wisconsin
- The Huntington National Bank in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology