Lender in Minnesota · HMDA 2025
The Huntington National Bank mortgages in Minnesota
The Huntington National Bank's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
The Huntington National Bank originated 691 owner-occupied single-family loans in Minnesota from 754 completed applications.
Its median conventional purchase loan costs were $5,290 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.625% (Minnesota: 6.625%).
Loans in MN
691
of 754 applications
Denial rate
3.4%
Purchase · MN 5.2%
Rate spread
+0.17 pts
Conv. · MN +0.15 pts
Loan amount
$365,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 554 | 533 | 3.4% | 6.625% | +0.17 pts | $5,290 | $365,000 |
| Refinance | 123 | 111 | 7.3% | 6.375% | −0.02 pts | $3,900 | $415,000 |
| Cash-out refinance | 77 | 47 | 33.8% | 6.750% | +0.42 pts | $3,660 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where The Huntington National Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Stevens County | 7 | 3 | 3.9% |
| Winona County | 10 | 7 | 1.4% |
| Chippewa County | 12 | 2 | 1.9% |
| Jackson County | 12 | 2 | 2.0% |
| Swift County | 13 | 2 | 2.3% |
| Carver County | 16 | 31 | 1.6% |
| Clearwater County | 16 | 1 | 1.1% |
| Hennepin County | 17 | 264 | 1.6% |
| Yellow Medicine County | 17 | 1 | 1.1% |
| Cottonwood County | 21 | 1 | 0.9% |
| Pope County | 22 | 1 | 0.9% |
| Watonwan County | 22 | 1 | 1.1% |
| Ramsey County | 25 | 67 | 1.1% |
| Wright County | 25 | 31 | 1.0% |
| Blue Earth County | 25 | 5 | 0.7% |
- The Huntington National Bank nationwide
- Minnesota mortgage market
- The Huntington National Bank in Ohio
- The Huntington National Bank in Michigan
- The Huntington National Bank in Illinois
- The Huntington National Bank in Indiana
- The Huntington National Bank in Pennsylvania
- The Huntington National Bank in West Virginia
- The Huntington National Bank in Kentucky
- The Huntington National Bank in Wisconsin
- The Huntington National Bank in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology