Lender in Kentucky · HMDA 2025
The Huntington National Bank mortgages in Kentucky
The Huntington National Bank's 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
The Huntington National Bank originated 420 owner-occupied single-family loans in Kentucky from 450 completed applications.
Its median conventional purchase loan costs were $3,680 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.625% (Kentucky: 6.625%).
Loans in KY
420
of 450 applications
Denial rate
3.0%
Purchase · KY 8.2%
Rate spread
+0.23 pts
Conv. · KY +0.21 pts
Loan amount
$275,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 333 | 319 | 3.0% | 6.625% | +0.23 pts | $3,680 | $275,000 |
| Refinance | 76 | 67 | 7.9% | 6.375% | +0.06 pts | $3,030 | $275,000 |
| Cash-out refinance | 41 | 34 | 14.6% | — | +0.64 pts | $3,550 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where The Huntington National Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wolfe County | 4 | 1 | 4.3% |
| Campbell County | 7 | 72 | 4.4% |
| Kenton County | 8 | 112 | 3.7% |
| Boone County | 8 | 103 | 4.0% |
| Gallatin County | 10 | 2 | 2.4% |
| Wayne County | 10 | 2 | 1.6% |
| Grant County | 11 | 10 | 3.0% |
| Lewis County | 11 | 2 | 1.9% |
| Pendleton County | 14 | 4 | 2.3% |
| Metcalfe County | 15 | 1 | 1.0% |
| Owen County | 16 | 2 | 1.4% |
| Whitley County | 18 | 2 | 0.8% |
| Fleming County | 18 | 1 | 0.8% |
| Johnson County | 19 | 1 | 0.6% |
| Graves County | 22 | 3 | 0.8% |
- The Huntington National Bank nationwide
- Kentucky mortgage market
- The Huntington National Bank in Ohio
- The Huntington National Bank in Michigan
- The Huntington National Bank in Illinois
- The Huntington National Bank in Indiana
- The Huntington National Bank in Minnesota
- The Huntington National Bank in Pennsylvania
- The Huntington National Bank in West Virginia
- The Huntington National Bank in Wisconsin
- The Huntington National Bank in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology