Lender in West Virginia · HMDA 2025
The Huntington National Bank mortgages in West Virginia
The Huntington National Bank's 2025 home-purchase and refinance lending in West Virginia, compared with all lenders in the state.
The Huntington National Bank originated 561 owner-occupied single-family loans in West Virginia from 646 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $4,410 versus $4,280 for all West Virginia lenders, at a median 30-year fixed rate of 6.50% (West Virginia: 6.624%).
Loans in WV
561
of 646 applications
Denial rate
9.1%
Purchase · WV 9.4%
Rate spread
+0.25 pts
Conv. · WV +0.16 pts
Loan amount
$185,000
Purchase · WV $225,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 506 | 452 | 9.1% | 6.500% | +0.25 pts | $4,410 | $185,000 |
| Refinance | 37 | 31 | 16.2% | — | +0.17 pts | $3,760 | $175,000 |
| Cash-out refinance | 103 | 78 | 21.4% | — | +0.85 pts | $390 | $105,000 |
*Conventional loans only; medians with at least 20 loans.
West Virginia counties where The Huntington National Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 36.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lewis County | 1 | 18 | 18.8% |
| Ritchie County | 1 | 6 | 20.0% |
| Monongalia County | 2 | 81 | 7.7% |
| Harrison County | 2 | 60 | 9.9% |
| Raleigh County | 3 | 76 | 10.1% |
| Marion County | 3 | 57 | 9.9% |
| Randolph County | 3 | 9 | 6.3% |
| Barbour County | 3 | 5 | 6.7% |
| Braxton County | 3 | 4 | 7.0% |
| Fayette County | 4 | 20 | 7.8% |
| Upshur County | 4 | 8 | 5.4% |
| Tyler County | 4 | 2 | 5.0% |
| Hancock County | 5 | 9 | 3.2% |
| Taylor County | 5 | 7 | 5.3% |
| Wyoming County | 5 | 4 | 6.7% |
| Pleasants County | 5 | 2 | 3.8% |
| Doddridge County | 5 | 1 | 4.3% |
| Summers County | 6 | 3 | 4.3% |
| Wood County | 7 | 43 | 5.2% |
| Brooke County | 7 | 5 | 2.9% |
| Wayne County | 8 | 10 | 3.7% |
| Nicholas County | 8 | 4 | 2.8% |
| Preston County | 9 | 7 | 3.1% |
| Putnam County | 10 | 22 | 3.0% |
| Cabell County | 12 | 21 | 2.5% |
| Ohio County | 12 | 6 | 1.7% |
| Kanawha County | 13 | 51 | 3.0% |
| Wetzel County | 14 | 1 | 0.9% |
| Mason County | 15 | 2 | 1.2% |
| Marshall County | 16 | 5 | 1.9% |
- The Huntington National Bank nationwide
- West Virginia mortgage market
- The Huntington National Bank in Ohio
- The Huntington National Bank in Michigan
- The Huntington National Bank in Illinois
- The Huntington National Bank in Indiana
- The Huntington National Bank in Minnesota
- The Huntington National Bank in Pennsylvania
- The Huntington National Bank in Kentucky
- The Huntington National Bank in Wisconsin
- The Huntington National Bank in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology