Lender in Illinois · HMDA 2025
The Loan Store, Inc. mortgages in Illinois
The Loan Store, Inc.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
The Loan Store, Inc. originated 870 owner-occupied single-family loans in Illinois from 991 completed applications.
Its median conventional purchase loan costs were $6,470 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.625% (Illinois: 6.625%).
Loans in IL
870
of 991 applications
Denial rate
5.6%
Purchase · IL 9.2%
Rate spread
+0.31 pts
Conv. · IL +0.27 pts
Loan amount
$345,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 749 | 668 | 5.6% | 6.625% | +0.31 pts | $6,470 | $345,000 |
| Refinance | 157 | 138 | 4.5% | 6.490% | −0.10 pts | $3,290 | $355,000 |
| Cash-out refinance | 85 | 64 | 17.6% | 7.125% | +0.44 pts | $3,380 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where The Loan Store, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wabash County | 14 | 1 | 1.3% |
| Lawrence County | 17 | 1 | 1.1% |
| DuPage County | 18 | 152 | 1.4% |
| Will County | 18 | 127 | 1.2% |
| Lake County | 24 | 95 | 1.0% |
- The Loan Store, Inc. nationwide
- Illinois mortgage market
- The Loan Store, Inc. in California
- The Loan Store, Inc. in Florida
- The Loan Store, Inc. in Texas
- The Loan Store, Inc. in Utah
- The Loan Store, Inc. in Arizona
- The Loan Store, Inc. in Colorado
- The Loan Store, Inc. in Michigan
- The Loan Store, Inc. in Washington
- The Loan Store, Inc. in Oregon
- The Loan Store, Inc. in Georgia
- The Loan Store, Inc. in Nevada
- The Loan Store, Inc. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology