Lender in Michigan · HMDA 2025
The Loan Store, Inc. mortgages in Michigan
The Loan Store, Inc.'s 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
The Loan Store, Inc. originated 798 owner-occupied single-family loans in Michigan from 911 completed applications.
Its median conventional purchase loan costs were $4,900 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.625% (Michigan: 6.625%).
Loans in MI
798
of 911 applications
Denial rate
5.5%
Purchase · MI 7.8%
Rate spread
+0.36 pts
Conv. · MI +0.23 pts
Loan amount
$295,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 734 | 650 | 5.5% | 6.625% | +0.36 pts | $4,900 | $295,000 |
| Refinance | 116 | 101 | 4.3% | 6.750% | +0.39 pts | $3,500 | $325,000 |
| Cash-out refinance | 61 | 47 | 4.9% | 6.875% | +0.53 pts | $5,160 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where The Loan Store, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Emmet County | 13 | 3 | 0.9% |
| Macomb County | 16 | 147 | 1.1% |
| Oakland County | 17 | 222 | 1.2% |
| Livingston County | 19 | 31 | 1.0% |
| Osceola County | 19 | 2 | 0.9% |
| Wayne County | 21 | 182 | 1.0% |
| Gogebic County | 21 | 1 | 0.6% |
| Washtenaw County | 22 | 49 | 1.2% |
| Antrim County | 23 | 2 | 0.7% |
- The Loan Store, Inc. nationwide
- Michigan mortgage market
- The Loan Store, Inc. in California
- The Loan Store, Inc. in Florida
- The Loan Store, Inc. in Texas
- The Loan Store, Inc. in Utah
- The Loan Store, Inc. in Arizona
- The Loan Store, Inc. in Colorado
- The Loan Store, Inc. in Illinois
- The Loan Store, Inc. in Washington
- The Loan Store, Inc. in Oregon
- The Loan Store, Inc. in Georgia
- The Loan Store, Inc. in Nevada
- The Loan Store, Inc. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology