Lender in North Carolina · HMDA 2025
The Loan Store, Inc. mortgages in North Carolina
The Loan Store, Inc.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
The Loan Store, Inc. originated 442 owner-occupied single-family loans in North Carolina from 494 completed applications.
Its median conventional purchase loan costs were $6,300 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.49% (North Carolina: 6.50%).
Loans in NC
442
of 494 applications
Denial rate
3.9%
Purchase · NC 7.6%
Rate spread
+0.19 pts
Conv. · NC +0.04 pts
Loan amount
$365,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 441 | 394 | 3.9% | 6.490% | +0.19 pts | $6,300 | $365,000 |
| Refinance | 29 | 25 | 3.5% | — | −0.07 pts | $6,370 | $335,000 |
| Cash-out refinance | 24 | 23 | 4.2% | — | — | — | $295,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where The Loan Store, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jackson County | 14 | 4 | 1.4% |
| Pamlico County | 17 | 2 | 1.2% |
| Polk County | 20 | 2 | 0.9% |
- The Loan Store, Inc. nationwide
- North Carolina mortgage market
- The Loan Store, Inc. in California
- The Loan Store, Inc. in Florida
- The Loan Store, Inc. in Texas
- The Loan Store, Inc. in Utah
- The Loan Store, Inc. in Arizona
- The Loan Store, Inc. in Colorado
- The Loan Store, Inc. in Illinois
- The Loan Store, Inc. in Michigan
- The Loan Store, Inc. in Washington
- The Loan Store, Inc. in Oregon
- The Loan Store, Inc. in Georgia
- The Loan Store, Inc. in Nevada
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology