Lender in Utah · HMDA 2025
The Loan Store, Inc. mortgages in Utah
The Loan Store, Inc.'s 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.
The Loan Store, Inc. originated 1,310 owner-occupied single-family loans in Utah from 1,470 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $6,810 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.49% (Utah: 6.50%).
Loans in UT
1,310
of 1,470 applications
Denial rate
4.0%
Purchase · UT 6.5%
Rate spread
+0.10 pts
Conv. · UT +0.05 pts
Loan amount
$435,000
Purchase · UT $435,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,213 | 1,094 | 4.0% | 6.490% | +0.10 pts | $6,810 | $435,000 |
| Refinance | 133 | 113 | 3.8% | 6.375% | +0.00 pts | $7,450 | $465,000 |
| Cash-out refinance | 124 | 103 | 4.8% | 6.990% | +0.41 pts | $5,230 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Utah counties where The Loan Store, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wayne County | 3 | 2 | 8.3% |
| Tooele County | 4 | 80 | 4.3% |
| Grand County | 4 | 4 | 5.8% |
| Rich County | 4 | 3 | 6.7% |
| Duchesne County | 5 | 11 | 5.0% |
| Juab County | 5 | 7 | 3.5% |
| Uintah County | 6 | 18 | 3.5% |
| Kane County | 6 | 5 | 4.4% |
| Garfield County | 7 | 2 | 3.0% |
| Davis County | 8 | 132 | 2.5% |
| Weber County | 8 | 101 | 2.1% |
| Salt Lake County | 9 | 380 | 2.6% |
| Washington County | 9 | 160 | 4.3% |
| Wasatch County | 10 | 20 | 2.8% |
| Carbon County | 10 | 6 | 1.8% |
| Utah County | 11 | 272 | 2.3% |
| Cache County | 11 | 48 | 2.5% |
| Emery County | 11 | 2 | 1.9% |
| Box Elder County | 13 | 19 | 1.6% |
| Iron County | 14 | 20 | 1.8% |
| Beaver County | 15 | 1 | 1.0% |
| Sanpete County | 16 | 4 | 0.9% |
| Summit County | 17 | 8 | 1.3% |
| Sevier County | 19 | 2 | 0.6% |
| Morgan County | 22 | 2 | 0.9% |
| Millard County | 22 | 1 | 0.7% |
- The Loan Store, Inc. nationwide
- Utah mortgage market
- The Loan Store, Inc. in California
- The Loan Store, Inc. in Florida
- The Loan Store, Inc. in Texas
- The Loan Store, Inc. in Arizona
- The Loan Store, Inc. in Colorado
- The Loan Store, Inc. in Illinois
- The Loan Store, Inc. in Michigan
- The Loan Store, Inc. in Washington
- The Loan Store, Inc. in Oregon
- The Loan Store, Inc. in Georgia
- The Loan Store, Inc. in Nevada
- The Loan Store, Inc. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology