Lender in New Jersey · HMDA 2025
The Loan Store, Inc. mortgages in New Jersey
The Loan Store, Inc.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
The Loan Store, Inc. originated 320 owner-occupied single-family loans in New Jersey from 386 completed applications.
Its median conventional purchase loan costs were $11,160 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.625% (New Jersey: 6.625%).
Loans in NJ
320
of 386 applications
Denial rate
6.9%
Purchase · NJ 8.4%
Rate spread
+0.37 pts
Conv. · NJ +0.12 pts
Loan amount
$535,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 317 | 269 | 6.9% | 6.625% | +0.37 pts | $11,160 | $535,000 |
| Refinance | 25 | 17 | 12.0% | — | — | — | — |
| Cash-out refinance | 44 | 34 | 6.8% | 7.250% | +0.86 pts | $11,280 | $455,000 |
*Conventional loans only; medians with at least 20 loans.
- The Loan Store, Inc. nationwide
- New Jersey mortgage market
- The Loan Store, Inc. in California
- The Loan Store, Inc. in Florida
- The Loan Store, Inc. in Texas
- The Loan Store, Inc. in Utah
- The Loan Store, Inc. in Arizona
- The Loan Store, Inc. in Colorado
- The Loan Store, Inc. in Illinois
- The Loan Store, Inc. in Michigan
- The Loan Store, Inc. in Washington
- The Loan Store, Inc. in Oregon
- The Loan Store, Inc. in Georgia
- The Loan Store, Inc. in Nevada
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology