Lender in Ohio · HMDA 2025
The Loan Store, Inc. mortgages in Ohio
The Loan Store, Inc.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
The Loan Store, Inc. originated 307 owner-occupied single-family loans in Ohio from 349 completed applications.
Its median conventional purchase loan costs were $5,500 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.75% (Ohio: 6.625%).
Loans in OH
307
of 349 applications
Denial rate
6.1%
Purchase · OH 7.1%
Rate spread
+0.35 pts
Conv. · OH +0.22 pts
Loan amount
$285,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 311 | 275 | 6.1% | 6.750% | +0.35 pts | $5,500 | $285,000 |
| Refinance | 16 | 14 | — | — | — | — | — |
| Cash-out refinance | 22 | 18 | 4.5% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where The Loan Store, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Monroe County | 14 | 1 | 0.9% |
| Ross County | 24 | 7 | 0.8% |
- The Loan Store, Inc. nationwide
- Ohio mortgage market
- The Loan Store, Inc. in California
- The Loan Store, Inc. in Florida
- The Loan Store, Inc. in Texas
- The Loan Store, Inc. in Utah
- The Loan Store, Inc. in Arizona
- The Loan Store, Inc. in Colorado
- The Loan Store, Inc. in Illinois
- The Loan Store, Inc. in Michigan
- The Loan Store, Inc. in Washington
- The Loan Store, Inc. in Oregon
- The Loan Store, Inc. in Georgia
- The Loan Store, Inc. in Nevada
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology