Lender in Georgia · HMDA 2025
Towne Mortgage Company mortgages in Georgia
Towne Mortgage Company's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Towne Mortgage Company originated 492 owner-occupied single-family loans in Georgia from 600 completed applications.
Its median conventional purchase loan costs were $6,500 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
492
of 600 applications
Denial rate
4.3%
Purchase · GA 9.9%
Rate spread
+0.25 pts
Conv. · GA +0.13 pts
Loan amount
$245,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 468 | 391 | 4.3% | 6.625% | +0.25 pts | $6,500 | $245,000 |
| Refinance | 67 | 49 | 3.0% | 6.625% | +0.23 pts | $12,880 | $325,000 |
| Cash-out refinance | 65 | 52 | 9.2% | 6.750% | +0.36 pts | $5,200 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Towne Mortgage Company ranks in the top 25
Showing the 30 counties where it ranks highest, of 40.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Decatur County | 2 | 26 | 11.6% |
| Appling County | 2 | 10 | 10.4% |
| Montgomery County | 2 | 6 | 12.5% |
| Coffee County | 3 | 11 | 5.8% |
| Telfair County | 3 | 3 | 9.7% |
| Pickens County | 4 | 30 | 4.4% |
| Pierce County | 5 | 7 | 3.0% |
| Thomas County | 6 | 18 | 3.8% |
| Colquitt County | 6 | 8 | 2.9% |
| Toombs County | 6 | 6 | 4.5% |
| Seminole County | 6 | 5 | 6.7% |
| Candler County | 6 | 4 | 5.1% |
| Tift County | 7 | 16 | 4.5% |
| Gilmer County | 7 | 10 | 2.1% |
| Towns County | 7 | 5 | 2.6% |
| Bacon County | 7 | 2 | 5.0% |
| Turner County | 7 | 2 | 4.3% |
| Warren County | 7 | 2 | 6.5% |
| Atkinson County | 9 | 1 | 5.6% |
| Worth County | 10 | 3 | 2.5% |
| Charlton County | 11 | 2 | 2.9% |
| Berrien County | 13 | 4 | 2.2% |
| Brantley County | 13 | 2 | 1.7% |
| Camden County | 14 | 17 | 1.2% |
| Wilkes County | 14 | 2 | 2.4% |
| Treutlen County | 14 | 1 | 4.8% |
| Mitchell County | 15 | 2 | 2.0% |
| Wayne County | 16 | 4 | 1.2% |
| Macon County | 16 | 1 | 2.8% |
| Bulloch County | 17 | 10 | 1.2% |
- Towne Mortgage Company nationwide
- Georgia mortgage market
- Towne Mortgage Company in Illinois
- Towne Mortgage Company in Texas
- Towne Mortgage Company in Florida
- Towne Mortgage Company in Alabama
- Towne Mortgage Company in Michigan
- Towne Mortgage Company in Louisiana
- Towne Mortgage Company in South Carolina
- Towne Mortgage Company in North Carolina
- Towne Mortgage Company in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology