Lender in North Carolina · HMDA 2025

Towne Mortgage Company mortgages in North Carolina

Towne Mortgage Company's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.

Towne Mortgage Company originated 226 owner-occupied single-family loans in North Carolina from 303 completed applications.

Its median conventional purchase loan costs were $6,600 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.625% (North Carolina: 6.50%).

Loans in NC

226

of 303 applications

Denial rate

5.9%

Purchase · NC 7.6%

Rate spread

+0.47 pts

Conv. · NC +0.04 pts

Loan amount

$275,000

Purchase · NC $325,000

By loan purpose

Purpose	Applications	Loans	Denial rate	30-yr rate*	Rate spread*	Loan costs*	Median loan
Home purchase	185	147	5.9%	6.625%	+0.47 pts	$6,600	$275,000
Refinance	82	53	7.3%	6.375%	+0.12 pts	$8,170	$295,000
Cash-out refinance	36	26	11.1%	—	—	—	$335,000

*Conventional loans only; medians with at least 20 loans.

North Carolina counties where Towne Mortgage Company ranks in the top 25

County	Rank	Loans	Market share
Anson County	10	4	2.3%
Alleghany County	14	2	1.6%
Cherokee County	16	4	1.2%
Yadkin County	17	5	1.3%
Clay County	17	2	1.5%
Surry County	19	9	1.3%
Jackson County	19	4	1.4%
Gates County	19	2	1.9%
Macon County	20	4	0.9%
Yancey County	24	2	1.2%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology