Lender in Alabama · HMDA 2025
Towne Mortgage Company mortgages in Alabama
Towne Mortgage Company's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Towne Mortgage Company originated 573 owner-occupied single-family loans in Alabama from 654 completed applications.
Its median conventional purchase loan costs were $4,970 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.50% (Alabama: 6.562%).
Loans in AL
573
of 654 applications
Denial rate
2.8%
Purchase · AL 9.1%
Rate spread
+0.05 pts
Conv. · AL +0.17 pts
Loan amount
$215,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 465 | 412 | 2.8% | 6.500% | +0.05 pts | $4,970 | $215,000 |
| Refinance | 116 | 102 | 3.5% | 6.500% | −0.07 pts | $4,750 | $265,000 |
| Cash-out refinance | 73 | 59 | 6.9% | 6.625% | +0.30 pts | $4,390 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Towne Mortgage Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Henry County | 3 | 19 | 7.4% |
| Choctaw County | 3 | 3 | 6.8% |
| Etowah County | 5 | 61 | 5.0% |
| Cleburne County | 5 | 4 | 3.0% |
| Lauderdale County | 6 | 68 | 5.0% |
| Sumter County | 6 | 2 | 5.0% |
| Pickens County | 8 | 5 | 3.7% |
| Walker County | 9 | 12 | 2.3% |
| Bibb County | 9 | 4 | 2.8% |
| Calhoun County | 10 | 33 | 2.4% |
| Colbert County | 10 | 19 | 2.1% |
| Covington County | 10 | 9 | 2.6% |
| Lamar County | 10 | 3 | 3.1% |
| Elmore County | 11 | 34 | 2.3% |
| Blount County | 13 | 12 | 1.7% |
| Randolph County | 14 | 5 | 2.1% |
| Cherokee County | 17 | 4 | 1.4% |
| Mobile County | 18 | 68 | 1.5% |
| Dale County | 20 | 7 | 1.2% |
| Washington County | 23 | 2 | 1.7% |
| Jackson County | 25 | 5 | 0.9% |
- Towne Mortgage Company nationwide
- Alabama mortgage market
- Towne Mortgage Company in Illinois
- Towne Mortgage Company in Texas
- Towne Mortgage Company in Florida
- Towne Mortgage Company in Georgia
- Towne Mortgage Company in Michigan
- Towne Mortgage Company in Louisiana
- Towne Mortgage Company in South Carolina
- Towne Mortgage Company in North Carolina
- Towne Mortgage Company in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology