Lender in South Carolina · HMDA 2025
Towne Mortgage Company mortgages in South Carolina
Towne Mortgage Company's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Towne Mortgage Company originated 270 owner-occupied single-family loans in South Carolina from 308 completed applications.
Its median conventional purchase loan costs were $5,410 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.625% (South Carolina: 6.624%).
Loans in SC
270
of 308 applications
Denial rate
3.6%
Purchase · SC 8.8%
Rate spread
+0.24 pts
Conv. · SC +0.12 pts
Loan amount
$255,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 250 | 222 | 3.6% | 6.625% | +0.24 pts | $5,410 | $255,000 |
| Refinance | 29 | 26 | 6.9% | — | +0.07 pts | $7,250 | $265,000 |
| Cash-out refinance | 29 | 22 | 6.9% | — | — | — | $245,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Towne Mortgage Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Newberry County | 13 | 7 | 2.0% |
| Barnwell County | 14 | 2 | 1.9% |
| Hampton County | 15 | 2 | 1.8% |
| Colleton County | 16 | 5 | 1.6% |
| Union County | 18 | 3 | 1.1% |
| Williamsburg County | 19 | 2 | 1.8% |
| Orangeburg County | 22 | 8 | 1.1% |
| Abbeville County | 25 | 2 | 1.0% |
- Towne Mortgage Company nationwide
- South Carolina mortgage market
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- Towne Mortgage Company in North Carolina
- Towne Mortgage Company in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology