Lender in Maryland · HMDA 2025
Truist Bank mortgages in Maryland
Truist Bank's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Truist Bank originated 1,149 owner-occupied single-family loans in Maryland from 1,277 completed applications, making it the state's #13 lender by volume.
Its median conventional purchase loan costs were $5,550 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.375% (Maryland: 6.625%).
Loans in MD
1,149
of 1,277 applications
Denial rate
6.9%
Purchase · MD 8.6%
Rate spread
−0.15 pts
Conv. · MD +0.14 pts
Loan amount
$435,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 978 | 900 | 6.9% | 6.375% | −0.15 pts | $5,550 | $435,000 |
| Refinance | 154 | 132 | 11.7% | 6.400% | −0.14 pts | $3,790 | $445,000 |
| Cash-out refinance | 145 | 117 | 18.6% | 6.875% | +0.30 pts | $4,060 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Truist Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montgomery County | 3 | 361 | 3.4% |
| Garrett County | 4 | 18 | 7.1% |
| Howard County | 7 | 91 | 2.2% |
| Wicomico County | 9 | 29 | 2.3% |
| Frederick County | 11 | 81 | 1.8% |
| Allegany County | 11 | 14 | 1.9% |
| Dorchester County | 16 | 9 | 1.8% |
| Carroll County | 18 | 35 | 1.5% |
| Worcester County | 19 | 11 | 1.4% |
| Baltimore County | 20 | 112 | 1.2% |
| Washington County | 20 | 25 | 1.3% |
| Kent County | 20 | 3 | 1.3% |
| Somerset County | 20 | 3 | 1.4% |
| Prince George's County | 21 | 121 | 1.1% |
| Baltimore city | 22 | 67 | 1.1% |
| Anne Arundel County | 23 | 85 | 1.0% |
| Queen Anne's County | 24 | 9 | 0.9% |
- Truist Bank nationwide
- Maryland mortgage market
- Truist Bank in North Carolina
- Truist Bank in Virginia
- Truist Bank in Georgia
- Truist Bank in Florida
- Truist Bank in South Carolina
- Truist Bank in Tennessee
- Truist Bank in Pennsylvania
- Truist Bank in Texas
- Truist Bank in Kentucky
- Truist Bank in West Virginia
- Truist Bank in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology