Lender in Tennessee · HMDA 2025
Truist Bank mortgages in Tennessee
Truist Bank's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Truist Bank originated 540 owner-occupied single-family loans in Tennessee from 635 completed applications.
Its median conventional purchase loan costs were $4,960 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.375% (Tennessee: 6.624%).
Loans in TN
540
of 635 applications
Denial rate
11.2%
Purchase · TN 7.7%
Rate spread
−0.05 pts
Conv. · TN +0.11 pts
Loan amount
$355,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 445 | 394 | 11.2% | 6.375% | −0.05 pts | $4,960 | $355,000 |
| Refinance | 43 | 32 | 25.6% | — | +0.13 pts | $4,590 | $385,000 |
| Cash-out refinance | 147 | 114 | 21.1% | 6.875% | +0.41 pts | $3,770 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Truist Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Loudon County | 9 | 22 | 1.9% |
| Giles County | 14 | 7 | 1.4% |
| McMinn County | 15 | 11 | 1.4% |
| Johnson County | 15 | 3 | 1.9% |
| Blount County | 17 | 35 | 1.4% |
| Knox County | 20 | 90 | 1.1% |
| Hamilton County | 20 | 81 | 1.4% |
| Jefferson County | 21 | 8 | 1.0% |
| Lawrence County | 24 | 6 | 1.1% |
- Truist Bank nationwide
- Tennessee mortgage market
- Truist Bank in North Carolina
- Truist Bank in Virginia
- Truist Bank in Georgia
- Truist Bank in Florida
- Truist Bank in Maryland
- Truist Bank in South Carolina
- Truist Bank in Pennsylvania
- Truist Bank in Texas
- Truist Bank in Kentucky
- Truist Bank in West Virginia
- Truist Bank in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology