Lender in West Virginia · HMDA 2025
Truist Bank mortgages in West Virginia
Truist Bank's 2025 home-purchase and refinance lending in West Virginia, compared with all lenders in the state.
Truist Bank originated 375 owner-occupied single-family loans in West Virginia from 425 completed applications, making it the state's #11 lender by volume.
Its median conventional purchase loan costs were $4,150 versus $4,280 for all West Virginia lenders, at a median 30-year fixed rate of 6.49% (West Virginia: 6.624%).
Loans in WV
375
of 425 applications
Denial rate
9.3%
Purchase · WV 9.4%
Rate spread
+0.05 pts
Conv. · WV +0.16 pts
Loan amount
$195,000
Purchase · WV $225,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 311 | 280 | 9.3% | 6.490% | +0.05 pts | $4,150 | $195,000 |
| Refinance | 40 | 30 | 25.0% | — | +0.11 pts | $3,710 | $145,000 |
| Cash-out refinance | 74 | 65 | 10.8% | 7.125% | +0.67 pts | $3,600 | $135,000 |
*Conventional loans only; medians with at least 20 loans.
West Virginia counties where Truist Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 32.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Marshall County | 2 | 27 | 10.3% |
| Nicholas County | 2 | 17 | 11.7% |
| Doddridge County | 2 | 3 | 13.0% |
| Ohio County | 4 | 27 | 7.7% |
| Mingo County | 4 | 6 | 11.5% |
| Raleigh County | 5 | 44 | 5.8% |
| Calhoun County | 5 | 2 | 10.0% |
| Greenbrier County | 6 | 13 | 4.4% |
| Mercer County | 7 | 16 | 4.0% |
| Fayette County | 7 | 12 | 4.7% |
| Monroe County | 8 | 5 | 4.4% |
| Logan County | 8 | 3 | 1.8% |
| Roane County | 8 | 2 | 2.6% |
| Tyler County | 8 | 2 | 5.0% |
| Mineral County | 9 | 8 | 2.6% |
| Wayne County | 10 | 7 | 2.6% |
| Lewis County | 11 | 3 | 3.1% |
| Preston County | 13 | 5 | 2.2% |
| Jackson County | 14 | 4 | 1.8% |
| Kanawha County | 15 | 38 | 2.2% |
| Harrison County | 15 | 12 | 2.0% |
| Boone County | 15 | 3 | 2.9% |
| Putnam County | 17 | 12 | 1.6% |
| Hardy County | 17 | 2 | 1.5% |
| Monongalia County | 18 | 16 | 1.5% |
| Upshur County | 18 | 2 | 1.4% |
| Marion County | 19 | 7 | 1.2% |
| Jefferson County | 20 | 21 | 1.2% |
| Cabell County | 20 | 12 | 1.4% |
| Taylor County | 21 | 2 | 1.5% |
- Truist Bank nationwide
- West Virginia mortgage market
- Truist Bank in North Carolina
- Truist Bank in Virginia
- Truist Bank in Georgia
- Truist Bank in Florida
- Truist Bank in Maryland
- Truist Bank in South Carolina
- Truist Bank in Tennessee
- Truist Bank in Pennsylvania
- Truist Bank in Texas
- Truist Bank in Kentucky
- Truist Bank in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology