Lender in Minnesota · HMDA 2025
Union Home Mortgage Corp. mortgages in Minnesota
Union Home Mortgage Corp.'s 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Union Home Mortgage Corp. originated 357 owner-occupied single-family loans in Minnesota from 381 completed applications.
Its median conventional purchase loan costs were $5,520 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.625% (Minnesota: 6.625%).
Loans in MN
357
of 381 applications
Denial rate
5.4%
Purchase · MN 5.2%
Rate spread
+0.31 pts
Conv. · MN +0.15 pts
Loan amount
$285,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 297 | 280 | 5.4% | 6.625% | +0.31 pts | $5,520 | $285,000 |
| Refinance | 63 | 58 | 4.8% | 6.125% | +0.18 pts | $4,740 | $295,000 |
| Cash-out refinance | 21 | 19 | 4.8% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Union Home Mortgage Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Freeborn County | 1 | 51 | 14.5% |
| Mower County | 8 | 12 | 2.4% |
| Houston County | 12 | 4 | 1.7% |
| Steele County | 15 | 8 | 1.7% |
| Faribault County | 16 | 2 | 1.6% |
| Waseca County | 25 | 2 | 0.9% |
- Union Home Mortgage Corp. nationwide
- Minnesota mortgage market
- Union Home Mortgage Corp. in Ohio
- Union Home Mortgage Corp. in Michigan
- Union Home Mortgage Corp. in Texas
- Union Home Mortgage Corp. in Indiana
- Union Home Mortgage Corp. in Florida
- Union Home Mortgage Corp. in Pennsylvania
- Union Home Mortgage Corp. in North Carolina
- Union Home Mortgage Corp. in Illinois
- Union Home Mortgage Corp. in Tennessee
- Union Home Mortgage Corp. in Kentucky
- Union Home Mortgage Corp. in California
- Union Home Mortgage Corp. in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology