Lender in South Carolina · HMDA 2025
Union Home Mortgage Corp. mortgages in South Carolina
Union Home Mortgage Corp.'s 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Union Home Mortgage Corp. originated 382 owner-occupied single-family loans in South Carolina from 415 completed applications.
Its median conventional purchase loan costs were $6,570 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.75% (South Carolina: 6.624%).
Loans in SC
382
of 415 applications
Denial rate
6.0%
Purchase · SC 8.8%
Rate spread
+0.26 pts
Conv. · SC +0.12 pts
Loan amount
$335,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 284 | 263 | 6.0% | 6.750% | +0.26 pts | $6,570 | $335,000 |
| Refinance | 109 | 100 | 7.3% | 6.125% | −0.02 pts | $5,820 | $325,000 |
| Cash-out refinance | 22 | 19 | 13.6% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Union Home Mortgage Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hampton County | 6 | 4 | 3.7% |
| Oconee County | 8 | 24 | 2.2% |
| Abbeville County | 9 | 5 | 2.4% |
| Dillon County | 11 | 3 | 2.1% |
| McCormick County | 15 | 2 | 1.6% |
| Beaufort County | 16 | 53 | 1.5% |
| Georgetown County | 19 | 10 | 1.3% |
| Edgefield County | 21 | 6 | 1.4% |
- Union Home Mortgage Corp. nationwide
- South Carolina mortgage market
- Union Home Mortgage Corp. in Ohio
- Union Home Mortgage Corp. in Michigan
- Union Home Mortgage Corp. in Texas
- Union Home Mortgage Corp. in Indiana
- Union Home Mortgage Corp. in Florida
- Union Home Mortgage Corp. in Pennsylvania
- Union Home Mortgage Corp. in North Carolina
- Union Home Mortgage Corp. in Illinois
- Union Home Mortgage Corp. in Tennessee
- Union Home Mortgage Corp. in Kentucky
- Union Home Mortgage Corp. in California
- Union Home Mortgage Corp. in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology