Lender in Wisconsin · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Wisconsin
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 2,869 owner-occupied single-family loans in Wisconsin from 3,361 completed applications, making it the state's #2 lender by volume.
Its median conventional purchase loan costs were $3,720 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.625% (Wisconsin: 6.625%).
Loans in WI
2,869
of 3,361 applications
Denial rate
6.2%
Purchase · WI 6.2%
Rate spread
+0.19 pts
Conv. · WI +0.12 pts
Loan amount
$275,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,560 | 1,457 | 6.2% | 6.625% | +0.19 pts | $3,720 | $275,000 |
| Refinance | 1,161 | 951 | 13.3% | 6.375% | −0.02 pts | $3,440 | $295,000 |
| Cash-out refinance | 640 | 461 | 25.8% | 6.999% | +0.47 pts | $6,680 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where United Wholesale Mortgage (UWM) ranks in the top 25
Showing the 30 counties where it ranks highest, of 64.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Brown County | 1 | 286 | 7.5% |
| St. Croix County | 1 | 94 | 5.8% |
| Monroe County | 1 | 59 | 9.5% |
| Winnebago County | 2 | 121 | 4.7% |
| Oconto County | 2 | 36 | 6.3% |
| Marathon County | 3 | 110 | 5.9% |
| Marinette County | 3 | 40 | 7.0% |
| Shawano County | 3 | 27 | 5.3% |
| Jackson County | 3 | 13 | 4.7% |
| Adams County | 3 | 12 | 4.6% |
| Milwaukee County | 4 | 447 | 4.5% |
| Waukesha County | 4 | 250 | 3.9% |
| Outagamie County | 4 | 156 | 4.9% |
| Eau Claire County | 4 | 40 | 3.1% |
| Portage County | 4 | 32 | 4.3% |
| Florence County | 4 | 3 | 7.1% |
| Washington County | 5 | 86 | 3.9% |
| Walworth County | 5 | 42 | 3.1% |
| Polk County | 5 | 37 | 5.0% |
| Waupaca County | 5 | 34 | 4.4% |
| Calumet County | 5 | 29 | 3.1% |
| Lincoln County | 5 | 16 | 4.4% |
| Vilas County | 5 | 12 | 4.4% |
| Racine County | 6 | 92 | 3.2% |
| Dunn County | 6 | 18 | 3.7% |
| Kewaunee County | 6 | 18 | 5.9% |
| Door County | 6 | 15 | 4.5% |
| Juneau County | 6 | 13 | 4.0% |
| Buffalo County | 6 | 6 | 3.9% |
| Langlade County | 6 | 5 | 1.7% |
- United Wholesale Mortgage (UWM) nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology