Lender in Indiana · HMDA 2025
U.S. Bank, N.A. mortgages in Indiana
U.S. Bank, N.A.'s 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
U.S. Bank, N.A. originated 384 owner-occupied single-family loans in Indiana from 462 completed applications.
Its median conventional purchase loan costs were $2,920 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.625% (Indiana: 6.625%).
Loans in IN
384
of 462 applications
Denial rate
9.8%
Purchase · IN 7.4%
Rate spread
+0.10 pts
Conv. · IN +0.24 pts
Loan amount
$265,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 347 | 305 | 9.8% | 6.625% | +0.10 pts | $2,920 | $265,000 |
| Refinance | 48 | 39 | 16.7% | 6.490% | +0.23 pts | $3,210 | $225,000 |
| Cash-out refinance | 67 | 40 | 37.3% | 6.990% | +0.50 pts | $3,050 | $135,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where U.S. Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dearborn County | 9 | 24 | 3.0% |
| Wayne County | 11 | 17 | 2.1% |
| Ripley County | 14 | 5 | 1.6% |
| Fayette County | 18 | 5 | 1.4% |
| Franklin County | 22 | 4 | 1.4% |
| Jefferson County | 24 | 4 | 0.9% |
- U.S. Bank, N.A. nationwide
- Indiana mortgage market
- U.S. Bank, N.A. in California
- U.S. Bank, N.A. in Illinois
- U.S. Bank, N.A. in Washington
- U.S. Bank, N.A. in Minnesota
- U.S. Bank, N.A. in Ohio
- U.S. Bank, N.A. in Missouri
- U.S. Bank, N.A. in Texas
- U.S. Bank, N.A. in Wisconsin
- U.S. Bank, N.A. in Kentucky
- U.S. Bank, N.A. in Florida
- U.S. Bank, N.A. in New York
- U.S. Bank, N.A. in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology