Lender in Missouri · HMDA 2025
Veterans United Home Loans mortgages in Missouri
Veterans United Home Loans's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Veterans United Home Loans originated 2,750 owner-occupied single-family loans in Missouri from 3,637 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $2,460 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.625% (Missouri: 6.625%).
Loans in MO
2,750
of 3,637 applications
Denial rate
9.4%
Purchase · MO 6.5%
Rate spread
+0.31 pts
Conv. · MO +0.24 pts
Loan amount
$255,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,504 | 2,238 | 9.4% | 6.625% | +0.31 pts | $2,460 | $255,000 |
| Refinance | 566 | 336 | 38.7% | — | −0.31 pts | $2,750 | $265,000 |
| Cash-out refinance | 567 | 176 | 68.6% | — | +0.42 pts | $2,890 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 112.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Macon County | 1 | 12 | 10.3% |
| St. Clair County | 1 | 6 | 11.5% |
| Shelby County | 1 | 3 | 10.7% |
| Pulaski County | 2 | 125 | 13.1% |
| Laclede County | 2 | 31 | 6.8% |
| Dent County | 2 | 10 | 7.8% |
| Monroe County | 2 | 10 | 12.7% |
| Hickory County | 2 | 7 | 6.0% |
| Mercer County | 2 | 2 | 8.7% |
| Johnson County | 3 | 62 | 5.8% |
| Randolph County | 3 | 27 | 7.6% |
| Benton County | 3 | 17 | 5.8% |
| Dallas County | 3 | 14 | 6.4% |
| Grundy County | 3 | 8 | 7.8% |
| Maries County | 3 | 8 | 7.5% |
| Pemiscot County | 3 | 7 | 8.6% |
| Ozark County | 3 | 5 | 7.8% |
| Carter County | 3 | 4 | 8.0% |
| Reynolds County | 3 | 4 | 6.7% |
| Scotland County | 3 | 2 | 13.3% |
| Boone County | 4 | 143 | 5.7% |
| Lawrence County | 4 | 30 | 5.2% |
| Butler County | 4 | 29 | 5.9% |
| Texas County | 4 | 22 | 8.6% |
| Crawford County | 4 | 14 | 6.0% |
| Madison County | 4 | 9 | 6.3% |
| Harrison County | 4 | 5 | 7.3% |
| Jasper County | 5 | 58 | 3.2% |
| St. Francois County | 5 | 40 | 4.3% |
| Henry County | 5 | 20 | 5.8% |
- Veterans United Home Loans nationwide
- Missouri mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
- Veterans United Home Loans in Indiana
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology