Lender in Ohio · HMDA 2025
Veterans United Home Loans mortgages in Ohio
Veterans United Home Loans's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Veterans United Home Loans originated 3,169 owner-occupied single-family loans in Ohio from 4,422 completed applications, making it the state's #9 lender by volume.
Its median conventional purchase loan costs were $3,360 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.75% (Ohio: 6.625%).
Loans in OH
3,169
of 4,422 applications
Denial rate
9.7%
Purchase · OH 7.1%
Rate spread
+0.26 pts
Conv. · OH +0.22 pts
Loan amount
$245,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,853 | 2,543 | 9.7% | 6.750% | +0.26 pts | $3,360 | $245,000 |
| Refinance | 802 | 464 | 41.4% | — | — | — | $265,000 |
| Cash-out refinance | 767 | 162 | 78.6% | — | — | — | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 87.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Guernsey County | 4 | 19 | 4.7% |
| Van Wert County | 4 | 18 | 5.1% |
| Vinton County | 4 | 3 | 3.0% |
| Washington County | 5 | 26 | 4.8% |
| Montgomery County | 6 | 308 | 4.0% |
| Stark County | 6 | 165 | 3.2% |
| Ross County | 6 | 28 | 3.3% |
| Scioto County | 6 | 25 | 3.6% |
| Huron County | 6 | 18 | 3.0% |
| Gallia County | 6 | 13 | 5.1% |
| Carroll County | 6 | 9 | 3.3% |
| Pike County | 6 | 7 | 2.9% |
| Meigs County | 6 | 6 | 4.7% |
| Morgan County | 6 | 4 | 3.3% |
| Greene County | 7 | 102 | 3.7% |
| Williams County | 7 | 23 | 4.9% |
| Lawrence County | 7 | 20 | 3.8% |
| Logan County | 7 | 19 | 2.9% |
| Highland County | 7 | 17 | 3.4% |
| Jackson County | 7 | 15 | 4.8% |
| Champaign County | 7 | 14 | 3.0% |
| Adams County | 7 | 11 | 4.1% |
| Athens County | 7 | 9 | 3.0% |
| Paulding County | 7 | 9 | 3.7% |
| Monroe County | 7 | 4 | 3.8% |
| Crawford County | 8 | 22 | 4.8% |
| Shelby County | 8 | 15 | 3.1% |
| Seneca County | 8 | 13 | 2.4% |
| Harrison County | 8 | 4 | 3.0% |
| Clark County | 9 | 61 | 3.1% |
- Veterans United Home Loans nationwide
- Ohio mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
- Veterans United Home Loans in Indiana
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology