Lender in Texas · HMDA 2025
Veterans United Home Loans mortgages in Texas
Veterans United Home Loans's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Veterans United Home Loans originated 6,663 owner-occupied single-family loans in Texas from 9,123 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $4,350 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.375% (Texas: 6.50%).
Loans in TX
6,663
of 9,123 applications
Denial rate
9.4%
Purchase · TX 10.2%
Rate spread
+0.11 pts
Conv. · TX +0.09 pts
Loan amount
$295,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 6,677 | 5,988 | 9.4% | 6.375% | +0.11 pts | $4,350 | $295,000 |
| Refinance | 2,387 | 672 | 70.8% | — | — | — | $305,000 |
| Cash-out refinance | 59 | 3 | 94.9% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 196.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hamilton County | 1 | 7 | 9.2% |
| San Augustine County | 1 | 5 | 12.8% |
| Coryell County | 2 | 92 | 8.2% |
| Kleberg County | 2 | 20 | 10.5% |
| Tyler County | 2 | 10 | 6.3% |
| Scurry County | 2 | 9 | 7.5% |
| Brewster County | 2 | 5 | 8.6% |
| Delta County | 2 | 5 | 8.9% |
| Coleman County | 2 | 4 | 7.5% |
| Marion County | 2 | 4 | 6.6% |
| Duval County | 2 | 2 | 10.5% |
| Real County | 2 | 2 | 12.5% |
| Zavala County | 2 | 2 | 14.3% |
| Medina County | 3 | 37 | 3.6% |
| Bandera County | 3 | 11 | 4.5% |
| Camp County | 3 | 8 | 6.3% |
| Sabine County | 3 | 7 | 9.1% |
| Lamb County | 3 | 5 | 6.4% |
| Live Oak County | 3 | 5 | 6.6% |
| Pecos County | 3 | 5 | 5.8% |
| Frio County | 3 | 4 | 8.2% |
| McCulloch County | 3 | 3 | 8.6% |
| Armstrong County | 3 | 2 | 6.9% |
| Hardeman County | 3 | 2 | 8.0% |
| Presidio County | 3 | 1 | 7.1% |
| Stonewall County | 3 | 1 | 33.3% |
| Bell County | 4 | 515 | 7.0% |
| Taylor County | 4 | 105 | 4.4% |
| Val Verde County | 4 | 27 | 7.0% |
| Brown County | 4 | 19 | 5.9% |
- Veterans United Home Loans nationwide
- Texas mortgage market
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
- Veterans United Home Loans in Indiana
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology