Lender in Alabama · HMDA 2025
Veterans United Home Loans mortgages in Alabama
Veterans United Home Loans's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Veterans United Home Loans originated 2,355 owner-occupied single-family loans in Alabama from 3,258 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $1,480 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.75% (Alabama: 6.562%).
Loans in AL
2,355
of 3,258 applications
Denial rate
9.0%
Purchase · AL 9.1%
Rate spread
+0.42 pts
Conv. · AL +0.17 pts
Loan amount
$265,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,177 | 1,961 | 9.0% | 6.750% | +0.42 pts | $1,480 | $265,000 |
| Refinance | 551 | 279 | 48.1% | — | — | — | $275,000 |
| Cash-out refinance | 530 | 115 | 77.9% | — | — | — | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 63.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Coffee County | 1 | 179 | 18.0% |
| Houston County | 1 | 136 | 9.4% |
| Russell County | 1 | 118 | 12.0% |
| Dale County | 1 | 80 | 13.7% |
| Conecuh County | 1 | 5 | 9.6% |
| Perry County | 1 | 3 | 15.0% |
| Geneva County | 2 | 23 | 8.0% |
| Barbour County | 2 | 13 | 8.1% |
| Lowndes County | 2 | 4 | 9.5% |
| Bullock County | 2 | 3 | 12.0% |
| Butler County | 3 | 11 | 9.5% |
| Pike County | 4 | 17 | 5.9% |
| Escambia County | 4 | 14 | 5.0% |
| Henry County | 4 | 11 | 4.3% |
| Clarke County | 4 | 10 | 6.3% |
| Crenshaw County | 4 | 5 | 6.4% |
| Clay County | 4 | 4 | 4.8% |
| Coosa County | 4 | 3 | 4.6% |
| Macon County | 4 | 3 | 4.5% |
| Calhoun County | 5 | 67 | 4.9% |
| Morgan County | 5 | 59 | 3.4% |
| DeKalb County | 5 | 27 | 3.9% |
| Winston County | 5 | 8 | 4.4% |
| Marengo County | 5 | 5 | 4.7% |
| Talladega County | 6 | 28 | 3.3% |
| Walker County | 6 | 20 | 3.8% |
| Covington County | 6 | 17 | 4.9% |
| Tallapoosa County | 6 | 17 | 3.7% |
| Lawrence County | 6 | 13 | 3.9% |
| Dallas County | 6 | 8 | 4.4% |
- Veterans United Home Loans nationwide
- Alabama mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Indiana
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology