Lender in Florida · HMDA 2025
Wells Fargo Bank, N.A. mortgages in Florida
Wells Fargo Bank, N.A.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Wells Fargo Bank, N.A. originated 1,982 owner-occupied single-family loans in Florida from 2,822 completed applications.
Its median conventional purchase loan costs were $6,140 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.50% (Florida: 6.625%).
Loans in FL
1,982
of 2,822 applications
Denial rate
24.1%
Purchase · FL 12.8%
Rate spread
−0.10 pts
Conv. · FL +0.14 pts
Loan amount
$345,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,888 | 1,426 | 24.1% | 6.500% | −0.10 pts | $6,140 | $345,000 |
| Refinance | 207 | 117 | 42.0% | 6.375% | −0.14 pts | $4,180 | $215,000 |
| Cash-out refinance | 727 | 439 | 39.5% | 6.625% | +0.21 pts | $4,660 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Wells Fargo Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bay County | 9 | 75 | 2.2% |
| Palm Beach County | 10 | 235 | 1.5% |
| Madison County | 11 | 2 | 2.3% |
| Sumter County | 13 | 36 | 1.0% |
| Flagler County | 14 | 39 | 1.4% |
| Seminole County | 17 | 63 | 1.1% |
| Sarasota County | 18 | 76 | 1.1% |
| Broward County | 19 | 140 | 0.8% |
| Martin County | 20 | 21 | 1.0% |
| Collier County | 22 | 41 | 0.9% |
| Gadsden County | 25 | 3 | 1.1% |
- Wells Fargo Bank, N.A. nationwide
- Florida mortgage market
- Wells Fargo Bank, N.A. in California
- Wells Fargo Bank, N.A. in New York
- Wells Fargo Bank, N.A. in Texas
- Wells Fargo Bank, N.A. in North Carolina
- Wells Fargo Bank, N.A. in New Jersey
- Wells Fargo Bank, N.A. in Pennsylvania
- Wells Fargo Bank, N.A. in Washington
- Wells Fargo Bank, N.A. in Minnesota
- Wells Fargo Bank, N.A. in Georgia
- Wells Fargo Bank, N.A. in Virginia
- Wells Fargo Bank, N.A. in Arizona
- Wells Fargo Bank, N.A. in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology