Lender in Texas · HMDA 2025
Wells Fargo Bank, N.A. mortgages in Texas
Wells Fargo Bank, N.A.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Wells Fargo Bank, N.A. originated 2,138 owner-occupied single-family loans in Texas from 2,986 completed applications.
Its median conventional purchase loan costs were $5,870 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.375% (Texas: 6.50%).
Loans in TX
2,138
of 2,986 applications
Denial rate
21.5%
Purchase · TX 10.2%
Rate spread
−0.05 pts
Conv. · TX +0.09 pts
Loan amount
$285,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,697 | 1,324 | 21.5% | 6.375% | −0.05 pts | $5,870 | $285,000 |
| Refinance | 219 | 111 | 48.9% | 6.375% | −0.01 pts | $5,060 | $225,000 |
| Cash-out refinance | 1,070 | 703 | 34.1% | 6.875% | +0.37 pts | $5,210 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Wells Fargo Bank, N.A. ranks in the top 25
Showing the 30 counties where it ranks highest, of 31.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wheeler County | 5 | 3 | 10.3% |
| Lavaca County | 8 | 5 | 3.4% |
| Goliad County | 8 | 2 | 3.4% |
| Zapata County | 10 | 2 | 4.9% |
| Lynn County | 11 | 2 | 3.0% |
| Victoria County | 12 | 13 | 1.7% |
| Dawson County | 12 | 2 | 3.0% |
| Presidio County | 12 | 1 | 7.1% |
| Freestone County | 13 | 3 | 1.9% |
| Madison County | 13 | 2 | 2.1% |
| Reeves County | 13 | 2 | 2.6% |
| Garza County | 13 | 1 | 6.3% |
| Robertson County | 14 | 3 | 1.8% |
| Oldham County | 14 | 1 | 5.6% |
| Jackson County | 16 | 2 | 2.0% |
| Pecos County | 16 | 2 | 2.3% |
| Deaf Smith County | 17 | 2 | 1.6% |
| DeWitt County | 17 | 2 | 1.7% |
| Dallas County | 18 | 216 | 1.0% |
| Tom Green County | 20 | 12 | 0.8% |
| Aransas County | 20 | 4 | 1.1% |
| Bailey County | 20 | 1 | 3.5% |
| Andrews County | 21 | 3 | 1.3% |
| Hale County | 21 | 3 | 1.5% |
| Somervell County | 21 | 2 | 1.6% |
| Tarrant County | 22 | 257 | 1.0% |
| Kerr County | 22 | 6 | 1.2% |
| Brown County | 22 | 3 | 0.9% |
| Montague County | 22 | 3 | 1.2% |
| Llano County | 24 | 3 | 1.3% |
- Wells Fargo Bank, N.A. nationwide
- Texas mortgage market
- Wells Fargo Bank, N.A. in California
- Wells Fargo Bank, N.A. in New York
- Wells Fargo Bank, N.A. in Florida
- Wells Fargo Bank, N.A. in North Carolina
- Wells Fargo Bank, N.A. in New Jersey
- Wells Fargo Bank, N.A. in Pennsylvania
- Wells Fargo Bank, N.A. in Washington
- Wells Fargo Bank, N.A. in Minnesota
- Wells Fargo Bank, N.A. in Georgia
- Wells Fargo Bank, N.A. in Virginia
- Wells Fargo Bank, N.A. in Arizona
- Wells Fargo Bank, N.A. in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology