Lender in New York · HMDA 2025
Wells Fargo Bank, N.A. mortgages in New York
Wells Fargo Bank, N.A.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Wells Fargo Bank, N.A. originated 2,313 owner-occupied single-family loans in New York from 2,851 completed applications, making it the state's #10 lender by volume.
Its median conventional purchase loan costs were $7,990 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.375% (New York: 6.50%).
Loans in NY
2,313
of 2,851 applications
Denial rate
15.4%
Purchase · NY 9.5%
Rate spread
−0.23 pts
Conv. · NY +0.07 pts
Loan amount
$695,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,217 | 1,874 | 15.4% | 6.375% | −0.23 pts | $7,990 | $695,000 |
| Refinance | 216 | 177 | 18.1% | 6.250% | −0.22 pts | $6,690 | $775,000 |
| Cash-out refinance | 418 | 262 | 37.3% | 6.750% | +0.28 pts | $5,820 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where Wells Fargo Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| New York County | 3 | 554 | 10.8% |
| Kings County | 5 | 368 | 5.3% |
| Westchester County | 6 | 343 | 4.6% |
| Nassau County | 9 | 272 | 2.6% |
| Bronx County | 9 | 50 | 2.5% |
| Queens County | 13 | 170 | 2.0% |
| Putnam County | 13 | 17 | 1.6% |
| Dutchess County | 14 | 41 | 1.6% |
| Rockland County | 17 | 26 | 1.1% |
| Suffolk County | 19 | 193 | 1.4% |
| Clinton County | 22 | 4 | 0.8% |
| Cattaraugus County | 23 | 4 | 0.9% |
| Orange County | 24 | 34 | 1.0% |
| Fulton County | 25 | 4 | 0.9% |
- Wells Fargo Bank, N.A. nationwide
- New York mortgage market
- Wells Fargo Bank, N.A. in California
- Wells Fargo Bank, N.A. in Texas
- Wells Fargo Bank, N.A. in Florida
- Wells Fargo Bank, N.A. in North Carolina
- Wells Fargo Bank, N.A. in New Jersey
- Wells Fargo Bank, N.A. in Pennsylvania
- Wells Fargo Bank, N.A. in Washington
- Wells Fargo Bank, N.A. in Minnesota
- Wells Fargo Bank, N.A. in Georgia
- Wells Fargo Bank, N.A. in Virginia
- Wells Fargo Bank, N.A. in Arizona
- Wells Fargo Bank, N.A. in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology