Lender in Georgia · HMDA 2025
Wells Fargo Bank, N.A. mortgages in Georgia
Wells Fargo Bank, N.A.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Wells Fargo Bank, N.A. originated 1,249 owner-occupied single-family loans in Georgia from 1,694 completed applications, making it the state's #22 lender by volume.
Its median conventional purchase loan costs were $5,110 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.375% (Georgia: 6.624%).
Loans in GA
1,249
of 1,694 applications
Denial rate
20.4%
Purchase · GA 9.9%
Rate spread
−0.07 pts
Conv. · GA +0.13 pts
Loan amount
$305,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 883 | 701 | 20.4% | 6.375% | −0.07 pts | $5,110 | $305,000 |
| Refinance | 110 | 74 | 32.7% | 6.250% | −0.09 pts | $4,020 | $265,000 |
| Cash-out refinance | 701 | 474 | 32.2% | 6.750% | +0.27 pts | $4,530 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Wells Fargo Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cherokee County | 12 | 79 | 1.5% |
| Washington County | 12 | 2 | 2.5% |
| Atkinson County | 13 | 1 | 5.6% |
| Clay County | 13 | 1 | 6.3% |
| DeKalb County | 15 | 116 | 1.3% |
| Coffee County | 16 | 3 | 1.6% |
| Cobb County | 17 | 129 | 1.2% |
| Wilkes County | 17 | 2 | 2.4% |
| Lamar County | 18 | 5 | 1.5% |
| Telfair County | 18 | 1 | 3.2% |
| Muscogee County | 19 | 21 | 0.9% |
| White County | 19 | 5 | 1.3% |
| Pulaski County | 19 | 2 | 1.7% |
| Schley County | 19 | 1 | 2.2% |
| Fulton County | 20 | 163 | 1.2% |
| Murray County | 20 | 5 | 1.3% |
| Clayton County | 21 | 35 | 1.1% |
| Douglas County | 21 | 27 | 1.1% |
| Brooks County | 21 | 2 | 1.6% |
| Bryan County | 23 | 9 | 0.7% |
| Oglethorpe County | 23 | 3 | 1.4% |
| Spalding County | 24 | 10 | 0.9% |
| Gwinnett County | 25 | 110 | 0.9% |
| Glynn County | 25 | 9 | 0.7% |
| Morgan County | 25 | 3 | 0.9% |
- Wells Fargo Bank, N.A. nationwide
- Georgia mortgage market
- Wells Fargo Bank, N.A. in California
- Wells Fargo Bank, N.A. in New York
- Wells Fargo Bank, N.A. in Texas
- Wells Fargo Bank, N.A. in Florida
- Wells Fargo Bank, N.A. in North Carolina
- Wells Fargo Bank, N.A. in New Jersey
- Wells Fargo Bank, N.A. in Pennsylvania
- Wells Fargo Bank, N.A. in Washington
- Wells Fargo Bank, N.A. in Minnesota
- Wells Fargo Bank, N.A. in Virginia
- Wells Fargo Bank, N.A. in Arizona
- Wells Fargo Bank, N.A. in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology