Lender in Minnesota · HMDA 2025
Zillow Home Loans, LLC mortgages in Minnesota
Zillow Home Loans, LLC's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Zillow Home Loans, LLC originated 273 owner-occupied single-family loans in Minnesota from 296 completed applications.
Its median conventional purchase loan costs were $4,240 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.625% (Minnesota: 6.625%).
Loans in MN
273
of 296 applications
Denial rate
7.1%
Purchase · MN 5.2%
Rate spread
+0.36 pts
Conv. · MN +0.15 pts
Loan amount
$255,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 295 | 272 | 7.1% | 6.625% | +0.36 pts | $4,240 | $255,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 1 | 1 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Zillow Home Loans, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jackson County | 9 | 3 | 3.0% |
| Murray County | 9 | 3 | 3.5% |
| Koochiching County | 12 | 1 | 0.8% |
| Pennington County | 14 | 1 | 0.9% |
| Lac qui Parle County | 15 | 1 | 2.0% |
| Lyon County | 23 | 2 | 0.8% |
- Zillow Home Loans, LLC nationwide
- Minnesota mortgage market
- Zillow Home Loans, LLC in Texas
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- Zillow Home Loans, LLC in Georgia
- Zillow Home Loans, LLC in North Carolina
- Zillow Home Loans, LLC in Colorado
- Zillow Home Loans, LLC in Arizona
- Zillow Home Loans, LLC in Michigan
- Zillow Home Loans, LLC in Ohio
- Zillow Home Loans, LLC in Illinois
- Zillow Home Loans, LLC in Virginia
- Zillow Home Loans, LLC in Pennsylvania
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology