Affordable Mortgage Advisors, LLC.: 2025 mortgage rates, costs & approvals
How Affordable Mortgage Advisors, LLC. priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: AFFORDABLE MORTGAGE ADVISORS, LLC. · LEI 549300DE8TS4EYTPX729
In 2025, Affordable Mortgage Advisors, LLC. originated 3,678 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 28 states — 174th by volume among the 2,017 lenders profiled here.
On conventional 30-year fixed purchase loans its median rate was 6.75% (all lenders: 6.625%); its median rate spread was 16 basis points above the national median. Median conventional loan costs were $5,260, 6% lower than the national median ($5,570).
It denied 2.1% of completed home-purchase applications (all lenders: 8.5%).
How Affordable Mortgage Advisors, LLC. priced home-purchase loans
| Purchase loans, 2025 | Affordable Mortgage Advisors, LLC. | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | 6.750% | 6.625% |
| 30-year fixed rate · FHA | 6.500% | 6.250% |
| 30-year fixed rate · VA | 6.250% | 6.125% |
| 15-year fixed rate · conventional | 5.875% | 5.875% |
| Rate spread vs. APOR · conventional | +0.29 pts | +0.13 pts |
| Total loan costs · conventional | $5,260 | $5,570 |
| Total loan costs · FHA | $10,340 | $11,310 |
| Total loan costs · VA | $7,360 | $6,490 |
| Origination charges (all types) | $1,570 | $1,860 |
| Borrowers paying discount points | 34.2% | 51.3% |
| Points paid, when paid (% of loan) | 0.76% | 0.87% |
| Borrowers receiving lender credits | 15.9% | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Why Affordable Mortgage Advisors, LLC. denied purchase applications
First reason the lender reported for each denied home-purchase application.
Where Affordable Mortgage Advisors, LLC. lends
| State | Loans | Applications | Purchase denial rate | 30-yr rate* | Loan costs* |
|---|---|---|---|---|---|
| New Jersey | 1,410 | 1,483 | 2.4% | 6.750% | $4,980 |
| Pennsylvania | 889 | 917 | 1.1% | 6.750% | $5,320 |
| Florida | 330 | 351 | 4.0% | 6.750% | $6,250 |
| Illinois | 310 | 328 | 2.4% | 6.875% | $6,100 |
| Texas | 167 | 177 | 2.6% | 6.625% | $5,970 |
| Massachusetts | 134 | 141 | 0.8% | 6.750% | $4,860 |
| Maine | 114 | 117 | 0.0% | 6.490% | $4,380 |
| Louisiana | 77 | 81 | 2.6% | — | — |
| Maryland | 62 | 68 | 3.5% | 6.490% | $6,210 |
| Virginia | 34 | 35 | 3.2% | — | — |
| South Carolina | 27 | 27 | 0.0% | — | — |
| Mississippi | 25 | 25 | 0.0% | — | — |
| Ohio | 24 | 24 | 0.0% | — | — |
| Georgia | 14 | 15 | — | — | — |
| North Carolina | 12 | 13 | — | — | — |
| Delaware | 9 | 9 | — | — | — |
| Indiana | 8 | 8 | — | — | — |
| New Hampshire | 5 | 5 | — | — | — |
| West Virginia | 5 | 5 | — | — | — |
| Alabama | 4 | 4 | — | — | — |
| Colorado | 3 | 3 | — | — | — |
| Connecticut | 3 | 3 | — | — | — |
| Michigan | 3 | 3 | — | — | — |
| District of Columbia | 2 | 3 | — | — | — |
| Arkansas | 2 | 2 | — | — | — |
| Kentucky | 2 | 2 | — | — | — |
| Wisconsin | 2 | 2 | — | — | — |
| Tennessee | 1 | 1 | — | — | — |
*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Affordable Mortgage Advisors, LLC.'s page for that state.
Counties where Affordable Mortgage Advisors, LLC. is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| Atlantic County, NJ | 1 | 317 | 10.7% |
| Gilchrist County, FL | 3 | 14 | 8.3% |
| Cass County, IL | 3 | 7 | 7.5% |
| Morgan County, IL | 4 | 19 | 7.3% |
| Gloucester County, NJ | 3 | 319 | 7.2% |
| Union County, FL | 2 | 4 | 6.9% |
| Scott County, IL | 4 | 2 | 6.3% |
| Salem County, NJ | 4 | 51 | 5.7% |
| Hampshire County, MA | 3 | 69 | 5.5% |
| Menard County, IL | 4 | 10 | 5.3% |
| Bradford County, FL | 3 | 12 | 4.8% |
| Franklin County, MA | 5 | 31 | 4.7% |
| Camden County, NJ | 5 | 281 | 4.5% |
| Dixie County, FL | 6 | 3 | 4.2% |
| Cumberland County, NJ | 3 | 60 | 4.0% |
Check Affordable Mortgage Advisors, LLC. yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 549300DE8TS4EYTPX729.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from Affordable Mortgage Advisors, LLC. with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology