Lender in Florida · HMDA 2025
Cardinal Financial Company, Limited Partnership mortgages in Florida
Cardinal Financial Company, Limited Partnership's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Cardinal Financial Company, Limited Partnership originated 932 owner-occupied single-family loans in Florida from 1,266 completed applications.
Its median conventional purchase loan costs were $8,220 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.50% (Florida: 6.625%).
Loans in FL
932
of 1,266 applications
Denial rate
10.9%
Purchase · FL 12.8%
Rate spread
+0.22 pts
Conv. · FL +0.14 pts
Loan amount
$335,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,059 | 817 | 10.9% | 6.500% | +0.22 pts | $8,220 | $335,000 |
| Refinance | 105 | 54 | 15.2% | 6.375% | −0.07 pts | $6,310 | $355,000 |
| Cash-out refinance | 102 | 61 | 20.6% | 6.990% | +0.46 pts | $7,850 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Cardinal Financial Company, Limited Partnership ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Polk County | 24 | 127 | 1.0% |
| Pasco County | 24 | 104 | 0.8% |
| Manatee County | 24 | 63 | 0.8% |
- Cardinal Financial Company, Limited Partnership nationwide
- Florida mortgage market
- Cardinal Financial Company, Limited Partnership in Texas
- Cardinal Financial Company, Limited Partnership in Indiana
- Cardinal Financial Company, Limited Partnership in Tennessee
- Cardinal Financial Company, Limited Partnership in Pennsylvania
- Cardinal Financial Company, Limited Partnership in Wisconsin
- Cardinal Financial Company, Limited Partnership in Minnesota
- Cardinal Financial Company, Limited Partnership in New York
- Cardinal Financial Company, Limited Partnership in North Carolina
- Cardinal Financial Company, Limited Partnership in Georgia
- Cardinal Financial Company, Limited Partnership in Nevada
- Cardinal Financial Company, Limited Partnership in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology