Lender in Minnesota · HMDA 2025
Cardinal Financial Company, Limited Partnership mortgages in Minnesota
Cardinal Financial Company, Limited Partnership's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Cardinal Financial Company, Limited Partnership originated 337 owner-occupied single-family loans in Minnesota from 386 completed applications.
Its median conventional purchase loan costs were $7,310 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.75% (Minnesota: 6.625%).
Loans in MN
337
of 386 applications
Denial rate
4.0%
Purchase · MN 5.2%
Rate spread
+0.43 pts
Conv. · MN +0.15 pts
Loan amount
$295,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 322 | 290 | 4.0% | 6.750% | +0.43 pts | $7,310 | $295,000 |
| Refinance | 49 | 39 | 2.0% | 6.125% | +0.04 pts | $7,160 | $325,000 |
| Cash-out refinance | 15 | 8 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Cardinal Financial Company, Limited Partnership ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Chisago County | 20 | 11 | 1.2% |
| Le Sueur County | 22 | 5 | 1.2% |
- Cardinal Financial Company, Limited Partnership nationwide
- Minnesota mortgage market
- Cardinal Financial Company, Limited Partnership in Texas
- Cardinal Financial Company, Limited Partnership in Florida
- Cardinal Financial Company, Limited Partnership in Indiana
- Cardinal Financial Company, Limited Partnership in Tennessee
- Cardinal Financial Company, Limited Partnership in Pennsylvania
- Cardinal Financial Company, Limited Partnership in Wisconsin
- Cardinal Financial Company, Limited Partnership in New York
- Cardinal Financial Company, Limited Partnership in North Carolina
- Cardinal Financial Company, Limited Partnership in Georgia
- Cardinal Financial Company, Limited Partnership in Nevada
- Cardinal Financial Company, Limited Partnership in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology