Lender in New York · HMDA 2025
Cardinal Financial Company, Limited Partnership mortgages in New York
Cardinal Financial Company, Limited Partnership's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Cardinal Financial Company, Limited Partnership originated 316 owner-occupied single-family loans in New York from 407 completed applications.
Its median conventional purchase loan costs were $8,230 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.625% (New York: 6.50%).
Loans in NY
316
of 407 applications
Denial rate
8.7%
Purchase · NY 9.5%
Rate spread
+0.17 pts
Conv. · NY +0.07 pts
Loan amount
$525,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 332 | 270 | 8.7% | 6.625% | +0.17 pts | $8,230 | $525,000 |
| Refinance | 38 | 24 | 15.8% | — | — | — | $415,000 |
| Cash-out refinance | 37 | 22 | 18.9% | — | — | — | $495,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where Cardinal Financial Company, Limited Partnership ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Suffolk County | 21 | 157 | 1.1% |
- Cardinal Financial Company, Limited Partnership nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology